Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Shannon

Not a good use of my money

Nationwide Pet Insurance is a waste of money. If your animal has a pre-existing condition, nothing is covered. If your animal needs a re-check for blood work or testing, nothing is covered. The only things covered are Wellness Exams and a new injury claim.
5

out of 5

POSTED: | BY: Margie

Very Pleased with Claims Processing/Payment

Thank you Nationwide for processing and paying all claims that have been submitted due to our Twinkles' injury. Being surprised by her suddenly no longer walking we had no idea what to do. All services have been processed and paid promptly which allows us to continue Twinkles' treatment and therapy (minus the $100 annual deductible).
5

out of 5

POSTED: | BY: Timothy

NATIONWIDE PET INSURANCE IS THE BEST

The online claims module is easy to use and payments are made promptly. I have no complaints.
5

out of 5

POSTED: | BY: chelsea

Thanks so much for everything, Bennett is doing great!

Thanks so much for everything, Bennett is doing great!
5

out of 5

POSTED: | BY: Mike

After initial application, a convenient and reassuring plan for ensuring the health of our dog

We elected to use Nationwide's Pet Insurance as a benefit after picking up our new puppy, Kai, this January, and it has already provided a reassurance against an overwhelming, unplanned vet bill. Like most puppies, Kai is prone to eating just about anything within reach. After making a meal of mulch and a hefty vet bill to return her to health, we were very pleased to have this insurance in place.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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