Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl Nester

Submitting a claim is easy and reimbursement is fast!

The claims process is easy and I appreciate that reimbursement is made quickly. I'm frustrated that my insurance premiums increase each year...almost $8 per month for the upcoming policy renewal.
5

out of 5

POSTED: | BY: Sheila Lyons

Excellent Pet Insurance

We have had Nationwide insurance for over 2 yrs. for our oldest dog. When we adopted a new dog we included her in the premium plan as well. This has been excellent coverage. Submitting a claim is easy and the reimbursement is very timely. We have been very pleased with the coverage. It has allowed us to provide the very best care for our dogs without having to worry about the cost involved.
5

out of 5

POSTED: | BY: Debbie

Awesome insurance.

I would defiantly recommend this company to anyone. They are excellent at processing claims fast.
5

out of 5

POSTED: | BY: Carolyn Ferguson

Wonderful safety net for pet owners.

So glad my company offered this insurance. My only regret is that I did not have access before this. Our claims for Chloe have been handled so quickly and the process of receiving our reimbursement for visits is so easy. Just a couple clicks of my mouse. I would definitely recommend this company.
5

out of 5

POSTED: | BY: Heather Peterson

Medically speaking, you have done a wonderful job of processing unexpected claims for both of our Scotties. Well done!

I worked for Independently Yours, Inc., my own Medical Case Management Company, for twenty years. Consequently, in this capacity, I worked with a multitude of Insurance Companies providing Case Management Services for the infamous Workers Compensation clients. I am keenly aware of what is involved with claims and I salute you for the excellent and expeditious work performed. Keep up the good work! I appreciate all of your efforts and thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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