Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ellen

Everything is taken care of so smoothly.

Very easy to work with , am very happy with their services.
5

out of 5

POSTED: | BY: Mare

Easy Breezy

Daisy is a 15 and 1/2 mini maltipoo with minimal health issues except for last few years. VPI-Nationwide has processed her claims with no problems or questions asked. To be fair, Daisy's good health has saved Nationwide a ton of money. I just wish her premiums did not increase significantly each year. Good health incentives would be nice.
5

out of 5

POSTED: | BY: Rae

Do not think twice about Nationwide Pet Insurance

I have had Nationwide for years on our pets. Just recently our Welsh Corgi required a torn ligament repair-Nationwide quickly reimbursed most of the cost. They are extremely efficient and have great communication and customer service. I am very pleased again to have peace of mind with the high cost of veterinary expenses.
5

out of 5

POSTED: | BY: melissa

Well worth it!

The customer service is very friendly. The claims are very easy to do online. Very happy with Nationwide!
4

out of 5

POSTED: | BY: Stephanie

Glad to have this coverage

I think the price in creases to premiums have been enormous each year. At the end of the day I’m still glad to have the peace of mind and filing claims is easy and the reimbursement checks come fairly quickly.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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