Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Desiree

Nationwide is on your side!

Now that I have dealt with you directly I believe that you are on my side!
5

out of 5

POSTED: | BY: Maria Supple

Great customer service!

I couldn't be happier with Nationwide. Great insurance, great customer service and prompt replies and noticeably faster payment than a few months ago. My 11-year-old Greyhound, an embedded fixture in our family, is dying of heart disease and is on numerous medications multiple times a day. I take great comfort in knowing that Nationwide continues to support his ongoing treatment and cover his medications at 90%. It's helped keep Duke alive beyond what even our cardiologist predicted. For that we are thankful.
5

out of 5

POSTED: | BY: Rachel Fletcher

I truly appreciate how fast my claim was processed.

I am very satisfied with the ease of filing my claim. And even more satisfied and happy because my claims were processed fast and money was sent to me via, direct deposit, with no problems. Keep up the good work!
4

out of 5

POSTED: | BY: Bidisha Ray

Overall pay out as expected per policy, sometimes you may need to work to get paperwork and claims completed

Overall, good service, and like that there is available digital communication options. Sometimes it can be a hassle to get claims processed with requests for medical records and then delays of 30-60 days but eventually if you are diligent you will get paid appropriately
5

out of 5

POSTED: | BY: Valerie Bonner

Thanks for the fast and efficient processing.

I am tickled to receive an email checking on Charlie since I recently submitted several claims for his vet and specialist visits and his meds. He is improving and the insurance has been a great help withe unexpected compound illnesses. Having the claims processed promptly with clear indications of how it was processed was also great,.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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