Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David G.

Thanks for your promptness when processing claims.

Excellent
5

out of 5

POSTED: | BY: Sarah Zahorchak

My claim was processed SO quickly, with no hassle!

This was my first claim since switching all my pets to Nationwide. I read the policy documents end to end and still didn't really believe that treatments for my Great Dane would be covered as much as they said. But it was true! We woke up on a Saturday morning and Ace started vomiting and wouldn't stop. He got ER Vet treatment for a very swollen esophagus and some meds. He got better within a week. I'm not new to the Emergency Vet, as we generally have 1-2 large breed dogs and 4+ cats at a time. I am NOT used to the speedy claim processing with no hassle or "oh we actually don't cover this." I put the claim in on Sunday and by the end of the next week, there was a check in my hands! I'm so glad I switched.
5

out of 5

POSTED: | BY: Ted

Very happy so far

I've only been using Nationwide for about 3 months but so far everything has been great. Submitting claims has been very easy, and all my claims have been approved in a few days. I set up my claim payments to go to my checking account which is super convenient. So far I've been very happy I made the choice to go with Nationwide.
5

out of 5

POSTED: | BY: Nancy McPherson

Easy

I love Nationwide pet insurance so much that I wish that I could be on my dog’s policy. Many choices of coverage, well informed employees, and coverage when expected. Human polices should be so easy.
5

out of 5

POSTED: | BY: Rosa Mondadori

Best insurance for pets!

Quick claim processing time and reimburses a lot if not all of the cost of the vet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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