Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donald Schmoll

I try to be sure my pets are healthy, your insurance allows me to be proactive so the cost is lower for us both ;0) Thanks.

Excellent Insurance. This allows me to take care of my pets without concern that I have to wait until I save up to take them in to the vet to address an issue. As result the visits are fewer because the pets are healthier. Thank you.
4

out of 5

POSTED: | BY: April

Exceptional insurance

Some frustration with coverage but all in all good insurance.
5

out of 5

POSTED: | BY: Cameron

Awesome customer service

Top notch service, filing a claim for Gus is so easy. Many other companies could or should follow in your foot steps.
5

out of 5

POSTED: | BY: Tim Spencer

Great peace of mind

Easy to work with and fast claims service
5

out of 5

POSTED: | BY: Jeffery

Pleasantly surprised

I was skeptical about getting pet insurance since this was the first time I have ever had it for any of my animals. My employer offered it with my regular health insurance so I figured I'd give it a try. I would have to say I am extremely satisfied and have already recommended to other that I work with. It has been very easy to file claims and payments have been very fast with Chase payments. Thanks Nationwide for all you have done for Sammi.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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