Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joley Hine

Claim submission was easy

June is going great since her surgery Healthy and happy Customer service was helpful and claim submission was easy and quick.
5

out of 5

POSTED: | BY: Harley Carpenter

Fast and easy!

I love the ease to filing a claim.
5

out of 5

POSTED: | BY: Marquita Kail

Amazing

Nationwide has been amazing with both of my rescues. There were unexpected surgical cost and diagnosis that would have cost us a few thousand and Nationwide helped curve this cost tremendously. Not to mention any time I call whether it be to add a pet or questions about policies they have always been great and seem genuinely interested in getting our pups the best care.
4

out of 5

POSTED: | BY: Deborah Nickolson

Enjoy the "mostly" coverage I receieve.

Not a fan of some limitations on prescriptions for a life long illness. Illness started at age 10 and life expectancy is 3-4 years now. limit on medicine imposed is very taxing.
5

out of 5

POSTED: | BY: Deirdre A

Best Pet Insurance Around

This is first time purchasing pet insurance and we did a lot of research and found many many great reviews about Nationwide. When my employer offered pet insurance I signed up immediately. I could not have made a better choice. My Cooper is not a dog, he is our furbaby. When we decided to get a dog, we knew he would get the best possible care from us. Nationwide has helped us to do this. I cannot tell you how many people I have told about Nationwide, not only for great plans, but how great everyone is at the company. When I have called,no matter who i speak to, I always know my Cooper's health is their main goal. Not only asking how I am, but asking about Cooper. This past year Cooper had ACL surgery and of course we were worried about his outcome. Nationwide took the worry away about the cost and allowed us to concentrate on his recovery. Thank you so much for being a company who truly cares!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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