Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kevin Andrews

Glad we got insurance with the welness rider!!

covered almost all of the yearly exam!! Awesome!!
5

out of 5

POSTED: | BY: Debra Vanderhoef

Nationwide has been there for me through pet emergencies. I am grateful to have them.

Having Nationwide gives me peace of mind.
5

out of 5

POSTED: | BY: Dina Rooney

We Love Nationawide

Because of Nationwide we no longer have a fear of going to the vet. We have two dogs, so pet insurance is a must-have. Signing up for Nationwide was something we wish we did years ago!
5

out of 5

POSTED: | BY: Brynne Cogorno

Assistance with helping pay Harley's bill

Nationwide customer service was very helpful in letting me know that I was covered for Harley's accident. They helped me figure out how to create an online account as well as print out a pre-filled claim form to hand to my doctor. The vet staff filled out the form and mailed it it to Nationwide. I feel like I heard back within a few days that the claim forms were received, and it was another few days when I heard checks were in the mail... No joke, they were in my mail soooo fast. I was sooo impressed! I've heard some insurance companies won't pay for certain things, so I wasn't planning on that much, but Nationwide helped pay half my bill +. It's such a relief knowing you guys helped me out so much especially with Covid right now. Times are tough financially. I also appreciate you checking you with an email to see how Harley is doing. Thank you so much!
5

out of 5

POSTED: | BY: M. Minker

Excellent customer service and coverage

Nationwide cares about its customers and insured pets. They are quick to handle claims and have the best customer service!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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