Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tiffany Reno

Claims and Info

Filing claims and receiving info has been wonderful
5

out of 5

POSTED: | BY: Fredrick knaak

Great insurance

Great company and quick turn around. Should offer “co pay” type payments for larger claims but all in all great
5

out of 5

POSTED: | BY: Colleen

Peace of mind

Never regret having this insurance... gives great peace of mind and everything is covered just as I was told and payment refunds are quick and simple
5

out of 5

POSTED: | BY: Joe Martin

Thank you!

Filing claims for reimbursement is an easy, straight-forward process and it's a pretty quick turnaround. Coverage is definitely good for the price paid out. It's really nice to see some funds come back to help us maintain the health of our furry son.
5

out of 5

POSTED: | BY: Tiffany Antonenko

Simply Amazing!

I have to say that getting insurance in the first place for our new kitten, I was a bit unsure if it would be worth it. As my kitten was a rescue, insurance has come in handy numerous times. Nationwide has been such a blessing. Their response time after claim submit gal is unreal. I get a response within 2 business days and payment 2 days after that. I am beyond pleased. And just recent I received an email from the company asking how he was doing since he has been hospitalized recently for an infection. Can’t say anything bad about this company!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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