Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Michelle Bailey

Good but pricey

Just too expensive. Started at $250 a year and eight years later almost $900 and that’s with a $500 deductible. It’s just too much. Especially when you have more than one dog.
5

out of 5

POSTED: | BY: Jamie

Fast return

It is very easy to submit claims now and the payout is fast. I received my check within the same week as submitting my claim.
5

out of 5

POSTED: | BY: Cindy

easy claims

Very easy to submit claims, and receive payment. I was worried that they would find a way to deny my claims, but they were approved without question. What a relief. Thank you
5

out of 5

POSTED: | BY: Mary Anne

I am very relieved to have this insurance

We spent thousands of dollars on our pets as they aged, and knew we needed help. We would not have been able to continue giving them the care they need. I spent weeks researching pet insurances, and thought Nationwide through my husband's employer sounded like the best option. We've had it since November 1st, and are convinced it was the right choice. I can't tell you how happy we are to have it, and what a sense of security and relief it has provided. No more thousands-of-dollars surprises! The peace of mind is wonderful. Thank you!!
5

out of 5

POSTED: | BY: Denise E

Best purchase ever!

I'm so thankful I decided to purchase pet insurance when we got our puppy. Filling a claim is very easy and processed quickly. Best decision ever!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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