Lemonade | Pet Insurance Review

4.8

out of 5

Number of reviews 834

Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning.  They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5

out of 5

POSTED: | BY: Gordon

Quickest and easiest claim filing

After reviewing all of the options for Cody and looking for the best policy I chose Lemonade Insurance as it pretty much has me covered in all of the things I need for a new pup. I've been very happy with the claims process as it's almost instant and the customer service is very efficient and pleasant to work with.
5

out of 5

POSTED: | BY: Margaret

I am SO HAPPY I bought pet insurance this dog

So far, so good (or terrific)
5

out of 5

POSTED: | BY: Riley

Best Pet Insurance company I have ever dealt with!

I originally had PetsBest pet insurance and it took them over 38 days for a wellness refund. I cancelled them and signed up with Lemonade and I have filed 2 claims already and my money was back in my account the next day! I highly recommend this company!
5

out of 5

POSTED: | BY: Lori

Excellent customer service and very reasonable pricing

I was a little weary about getting pet insurance because I had thought it was going to cost an arm and a leg. I looked at the best insurances and came across Lemonade. I read the reviews and calculated how much it would be every month and was shocked that it didn’t cost as much as I thought it would be per month. I had to bring Oliver to the vet and filed a claim a few days later and it couldn’t have been any easier to file a claim. So quick and easy. I would definitely recommend Lemonade to any pet owner!!
5

out of 5

POSTED: | BY: Mark

Excellent service, fast payment, So easy to deal with customer care people. Would definitely recomment Lemonade Pet Insurance

The people at Lemonade are a pleasure to deal with. I have gotten great service and very fast payment, sometimes within minutes. I found the premiums to be reasonable as well. I would highly recommend Lemonade. So much better than my last Pet Insurance company.
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Monthly Cost

Policies start at $10/Month

Coverage

Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%, 80%, or 90% after the deductible.

Payout Limits

Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage for pets as they age.

Waiting Period

All Lemonade pet policies have a series of waiting periods: -2 days for accidents -14 days for illnesses -6 months for cruciate ligament events There is no waiting period for preventative coverage.

Exclusions

Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade Pet Insurance detail
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything. They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets. They’re currently available in these states. Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet
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