Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,806

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: O.G.

Healthy Paws Pet Ins. is the Best!

We've had Healthy Paws Ins. for over 10 yrs now, spanning 2 different dogs. Prior to Healthy Paws we tried two other Pet Ins. Cos., but were very unhappy with their services, payments, etc. Healthy Paws pays 90% of the Vet's bills, is hassle free, quick & easy claim submissions, and most claims were paid in under 10 days. They even paid 90% for the euthanasia for our 1st dog (God Bless her sweet little soul) when the very sad time came. Don't waste your time with other Pet Ins. Cos. .. be wise .. go to Healthy Paws. Then sit back and relax knowing your pet is well covered (and your wallet too).
5

out of 5

POSTED: | BY: Alexis

We owe our cat's life to Healthy Paws!

My cat has been insured by Healthy Paws since she was a kitten, for almost 10 years now. When our monthly premium increased a substantial amount this year (from $34 to $61), I strongly considered canceling her policy because I was so frustrated with the huge jump in cost. I took more time to think about it and realized that I had never had a bad experience with them otherwise, and that my cat was more likely to need costly medical care as she got older, so I stuck with the policy. THANK GOODNESS I STUCK WITH THE POLICY. A few months after the increase, my cat developed an obstruction that required emergency surgery to remove, then she developed severe sepsis following the surgery and almost died. She spent almost three weeks in the ICU and required a second surgery to remove dead tissue that the infection killed. We NEVER would have been able to afford this level of care for our cat without Healthy Paws. Even though I knew she was absolutely covered under her policy for these events, I still called several times to check in and was always reassured that was the case. When she was discharged from the hospital, I submitted a claim to Healthy Paws for $18,846; they reimbursed me $16,961 (90%, and I had already met my $100 deductible earlier in the year) via direct deposit EIGHT BUSINESS DAYS LATER. They even sent me a few follow up emails to see how my cat was doing with her recovery. While I can understand the gripes about the monthly premium increase, I don't understand the complaints about anything else. When I called, I was never on hold for longer than 10 minutes, and was often connected to someone after a few rings. I understood my policy back and front and knew that Healthy Paws would cover what had happened. Because of Healthy Paws, we were able to say YES to everything that would provide our cat with the best possible care at the only facility in our state that has a Vet who is board certified in Critical Care. Our cat is now home and improving rapidly every day. We're so incredibly grateful that we had Healthy Paws on our side, and we're telling everyone we know about it. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: juan Perez

The best insurance company by far.

This people are amaizing and they really care about out pet, the follow they do is impressive
5

out of 5

POSTED: | BY: Alexis

We owe our cat's life to Healthy Paws!

My cat has been insured by Healthy Paws since she was a kitten, for almost 10 years now. When our monthly premium increased a substantial amount this year (from $34 to $61), I strongly considered canceling her policy because I was so frustrated with the huge jump in cost. I took more time to think about it and realized that I had never had a bad experience with them otherwise, and that my cat was more likely to need costly medical care as she got older, so I stuck with the policy. THANK GOODNESS I STUCK WITH THE POLICY. A few months after the increase, my cat developed an obstruction that required emergency surgery to remove, then she developed severe sepsis following the surgery and almost died. She spent almost three weeks in the ICU and required a second surgery to remove dead tissue that the infection killed. We NEVER would have been able to afford this level of care for our cat without Healthy Paws. Even though I knew she was absolutely covered under her policy for these events, I still called several times to check in and was always reassured that was the case. When she was discharged from the hospital, I submitted a claim to Healthy Paws for $18,846; they reimbursed me $16,961 (90%, and I had already met my $100 deductible earlier in the year) via direct deposit EIGHT BUSINESS DAYS LATER. They even sent me a few follow up emails to see how my cat was doing with her recovery. While I can understand the gripes about the monthly premium increase, I don't understand the complaints about anything else. When I called, I was never on hold for longer than 10 minutes, and was often connected to someone after a few rings. I understood my policy back and front and knew that Healthy Paws would cover what had happened. Because of Healthy Paws, we were able to say YES to everything that would provide our cat with the best possible care at the only facility in our state that has a Vet who is board certified in Critical Care. Our cat is now home and improving rapidly every day. We're so incredibly grateful that we had Healthy Paws on our side, and we're telling everyone we know about it. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Tracy

Wonderful Insurance plan

My 3 year old dog had a torn ligament in her leg and needed surgery. She had to get a plate put in and it cost over $5,000.00. Although the hospital required us to pay everything up front, Healthy paws came through very quickly in reimbursing us for 90% of her procedure. They have been great in helping us out when our girl needed something done. I would definitely recommend them to anyone looking for great pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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