Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tracey

Healthy Paws Is The Best!

We've had Scottish Terriers for 40 years. We've had so many health issues and never purchased insurance. A friend told me about Healthy Paws and we decided we'd purchase it and hopefully by paying for it, our babies would never get sick. We've made it4 years with no illnesses but one of our girls had an ACL injury requiring surgery. Over $5000 later, Healthy Paws paid at 80% and it helped ease the financial burden. The four years of pet insurance premiums paid for this one surgery. We are believers and will never go without pet insurance again. Healthy Paws process of submitting claims is simple and their follow through is quick. They're excellent and I highly recommend them.
5

out of 5

POSTED: | BY: Tracey Plemon

Mazie's Torn ACL

We've had Scottish Terriers for 40 years. We've had so many health issues and never purchased insurance. A friend told me about Healthy Paws and we decided we'd purchase it and hopefully by paying for it, our babies would never get sick. We've made it 4 years with no illnesses but one of our girls had an ACL injury requiring surgery. Over $5000 later, Healthy Paws paid at 80% and it helped ease the financial burden. The four years of pet insurance premiums paid for this one surgery. We are believers and will never go without pet insurance again. Healthy Paws process of submitting claims is simple and their follow through is quick. They're excellent and I highly recommend them.
5

out of 5

POSTED: | BY: magda

My baby

Need to hear from you.
1

out of 5

POSTED: | BY: Paola Arboleda

This a bad insurance

This a bad insurance. Double check when you started your insurance. They don’t say anything about $25 that other pet insurance we don’t need to pay and healthy paw pet insurance does. I canceled it because I noticed in my checking account but I did not know anything from them about $25 and the worse, they did not give me my $25 back. Very disappointed with this company.
5

out of 5

POSTED: | BY: Chris

Best customer service and claims processing

I cannot be more pleased with my coverage and the customer service with Healthy Paws. We have two French mastiffs or Douge de Boudreauxs . These pure breed dogs have had numerous surgeries and events through out their 5 and 6 years, many of which have been life threatening. I cannot express what a comfort it is to be able to tell the vet that we are authorizing any life saving measures and tests needed. Our last event was major abdominal surgery from bloat and torsion. I obtained the vet's notes the next day and uploaded my paid invoice and notes through the easy to use website. My payment was processed within a day or two and funds loaded into my bank. This first class company has never squabbled about a claim, test, or even surgeries that are predisposed to this breed. Our premium even was reduced this year since we had gone a year or so without any claims. When can you ever say your premium was reduced. I highly recommend this company to anyone. You do not ever want to be in a position when you have to choose a vet bill over your fur baby's life.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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