Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Lauren

Avoid Healthy Paws

Disappointed long time customer. Premiums have significantly increased over time. As my pet ages, he has been more sick. They make it a hassle to make claims, i.e.) asking for the pet's entire medical history since I've owned him, claiming he needed a well visit when i adopted him (which I did) even though it's not in the original policy. Basically, they will kindly take your premiums for years and find every way to avoid reimbursing you when your pet gets sick. I'm canceling, but I suspect that's what they want any way.
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5

out of 5

POSTED: | BY: Bill Eakes

Promptly paid $10000 on 3 claims

I am no lover of insurance companies but Healthy Paws paid $10000 on 3 claims for my yellow lab. I got Buddy from the Humane Society who found him roaming the woods. I discovered, after 2 months, that he had stomach problems and suffered from pica, a condition where dogs eat abnormal things (carpeting, wood, stereo cable, plastic bags, etc) when sick then vomit or have dangerous items removed thru surgery.That’s when I got my policy. Over 5 years, 10 vets, including one of best vet schools in the country, tried everything to address his issues but couldn’t discover the cause. He had 2 operations, including emergency surgery to remove a large bleeding tumor not related to his stomach issues. Sadly I had to put him down after a long period of increasing sickness. Healthy paws promptly paid the bills per the contract. They always expressed genuine concern about Buddy. I trust these people and will use them again when I get another dog.
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1

out of 5

POSTED: | BY: Dave Hines

40 % Rate increase year over year. Terrible!!!!

The rates for our two dogs just went up over 40 % versus a year ago. Our total monthly premiums went up from $180.17 to $255.45 !! This is outrageous!! I would not recommend Healthy Paws for your pet insurance.
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5

out of 5

POSTED: | BY: Laura S.

Great coverage, very responsive

Healthy Paws provides prompt responses, great coverage, and personable service! The claims process is remarkably easy, too - a user-friendly online form. Even easier than our human health insurance :) We feel comfortable knowing our 4 year old rescue dog is protected.
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5

out of 5

POSTED: | BY: laura

Prompt, responsive, and comforting

Healthy Paws provides prompt responses, great coverage, and personable service! We feel comfortable knowing our 4 year old rescue dog is protected.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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