Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,287

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Irena Pawelski

C.J.

C.J. have ruptured his Cranial Cruciate Ligament while playing with a ball. During diagnosis, surgery and recovery processed all the insurance claims with his veterinary records attached were paid timely and based on our policy - 80% of all medical care and prescription medicine coasts. The Healthy Paws insurance was a big part in assuring that C.J. receives the best available medical care. Because of our very positive experience, we would recommend the Healthy Paws Insurance to all pet parents.
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5

out of 5

POSTED: | BY: Corbin

Thankful for Healthy Paws!

I can't believe an insurance company is this easy to work with. They covered what they promised (no mis-leading fine print) and the reimbursement process was super quick and painless. We saved thousands on our dog's CCL surgery. I've recommended Healthy Paws to everyone I know with a pet!
1

out of 5

POSTED: | BY: Geoffrey

Worthless

Demanding complete medical history for each claim even though they already have it. Pay for medication only not the treatment costs.
5

out of 5

POSTED: | BY: Linda

We have used many pet insurance companies. Healthy Paws is the best, most professional of all.

This is the best coverage, honorable, timely, reliable and monthly premiums fairly priced. The customer service agents very informed and sensitive. Our Cooper would not be alive had we not had Healthy Paws Insurance.
5

out of 5

POSTED: | BY: Rhona

Best pet insurance around!

Healthy Paws has an app that lets you take a snapshot of the medical bill and submit. It is a very uncomplicated process and the claim is turned around quickly. One time I didn’t provide enough information and Healthy Paws contacted my vets office without bothering me. They also follow-up to see how your pet is doing.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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