Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Eric Rifkin

Healthy Paws

Healthy Paws has been there for us when our pets needed it most. We are grateful that their system is easy to use, and they reach out to follow up and see how your pet is doing. The personal touch really meant a lot to us.
5

out of 5

POSTED: | BY: sophia caputi

THE BEST.

They are AMAZING. HealthyPaws came highly recommended from my vet office and I am so happy we went with them. They process claims extremely fast and their customer service is impeccable. They answer questions so easily and make filing claims extremely simple!
5

out of 5

POSTED: | BY: Luanne Caporali

Caymans injury

Healthy Paws was by my side thru a horrible ordeal with my fur baby! My little guy, Cayman, a 11lb yorkie recently had taken a nice long walk with us on a beautiful late October day. When we got home we noticed he was limping. We took to the vet and found that he had torn his Ligiment in his leg/knee and that the cost was approx 4000$ I scheduled surgery and had the repair done. I filed the claim right after and was reimbursed immediately! Then while recovering from that he started vomiting and would not stop. We returned to the vet to find that he basically had a gall bladder going bad. We tried meds first because the risk of removal of a gall bladder holds a very high mortality rate 20-40% !! Meds didn’t work and 2 weeks later he was vomiting again. Back to vet immediately and was told he needed it removed that day and would be approx 6000-8000$. Needless to say we paid the bill and he had the surgery and today he is doing fantastic ! I filed that claim and was reimbursed immediately again. We had to put out almost 12k durning Xmas and their timely manner got me almost all of my money back. I can’t imagine not having the policy on him. I would of had to made the decision for his quality of life. I have my little guys with me today because of Healthy Paws and my great physicians. Thank you Healthy Paws for your help and your efficiency in getting my claims processed.
5

out of 5

POSTED: | BY: Luanne CAPORALI

Caymans year end mess

Healthy Paws was by my side thru a horrible ordeal with my fur baby! My little guy, Cayman, a 11lb yorkie recently had taken a nice long walk with us on a beautiful late October day. When we got home we noticed he was limping. We took to the vet and found that he had torn his Ligiment in his leg/knee and that the cost was approx 4000$ I scheduled surgery and had the repair done. I filed the claim right after and was reimbursed immediately! Then while recovering from that he started vomiting and would not stop. We returned to the vet to find that he basically had a gall bladder going bad. We tried meds first because the risk of removal of a gall bladder holds a very high mortality rate 20-40% !! Meds didn’t work and 2 weeks later he was vomiting again. Back to vet immediately and was told he needed it removed that day and would be approx 6000-8000$. Needless to say we paid the bill and he had the surgery and today he is doing fantastic ! I filed that claim and was reimbursed immediately again. We had to put out almost 12k durning Xmas and their timely manner got me almost all of my money back. I can’t imagine not having the policy on him. I would of had to made the decision for his quality of life. I have my little guys with me today because of Healthy Paws and my great physicians. Thank you Healthy Paws for your help and your efficiency in getting my claims processed.
5

out of 5

POSTED: | BY: Gus Spaulding

Easy, Fast, and Loyal

Our Boxer, Tedy, suffers from an uncommon fungal infection in his left elbow. It took Doctors months to diagnose it properly, and in the process we had a number of expensive medical bills (many of which were covered by insurance). Today, Tedy has lingering arthritic issues and is on two different daily medications to keep the infection away. Healthy Paws has stayed with us for years despite these costs, and their help allows us to afford keeping Tedy's quality of life as great as possible. He's an energetic boxer who has to limit exercise, but thanks to these medications and Healthy Paws, he lives a full life.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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