Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ted Tsekerides

Healthy Paws was quick in responding, made process easy and paid claim with no hassles.

Luna needed emergency surgery for blockage in her intestines on Christmas Eve. We submitted the vet invoice after the surgery and getting her home and Healthy Paws was right on it. We received updated email informing us about the status of the claim and when to expect a result. They responded when they said they would and covered the claim in full subject to our deductible and appropriate deductions (we have an 80% policy). I never had pet insurance before and didn’t know what to expect but this experience could not have been more professional, caring and complete. Luna is doing great now and back to her old self!
5

out of 5

POSTED: | BY: Michelle Lohr

Breath of fresh air

What a wonderful experience! And this is with an insurance company! I work as an advocate for pediatric families and try to help them navigate their insurance companies so I was skeptical about my reimbursement claims. However, Healthypaws made the entire experience extremely easy. I almost couldn't believe it. And on top of that they reached out to see how Snickers was feeling after his emergency anesthesia and endoscopy. How kind is that? Again from an insurance company! Not surprisingly I was responsible for 80% minus my deductible and office visit. After an almost $4500 vet bill it was a godsend to get some help. We knew puppies would be expensive but we are happy for the extra help during this challenging time. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Mary Lang

Healthy Paws covered 3 surgeries in 1 Year

My 3 year old dachshund mix was diagnosed with intervertebral disc disease. He herniated discs three times this year and had to have 3 surgeries. Healthy Paws covered the surgeries at 80% after a 250.00 deductible. It was the best investment. You never know what might happen.
5

out of 5

POSTED: | BY: Rob Venez

Great customer service, super fast claim approval and reimbursement

Love these guys - a no nonsense plan that covers everything I need it to (90% of), with a one time annual deductible (not calendar year, mind you), and that doesn't have any limits on the max $$ back based on the "issue". A quick snap of the bill, within 24-48 hours the claim was processed and a check in the mail days later. And, the monthly premium is very industry competitive - I did shop and compare plans. Keep up the great work Healthy Paws. Tucker and I feel reassured having you by our side.
5

out of 5

POSTED: | BY: Lindsay Collins

Emergency back surgery

My 2 yo French Bulldog unexpectedly was experiencing neurologic issues in his spine. He needs an MRI, surgery, 5 nights of hospital stay. Filing a claim was easy and we got 70% back.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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