Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,287

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Debbie McGarry

yes beware they hike there prices way…

yes beware they hike there prices way up to extreme it started off good first signing up when our dog was a pup now he is 7yrs old the premium is up to 98.00 a month and all he has had over the years mostly is allergies I cant go anywhere else cause he has allergies no one else wants him so I am stuck and Healthy Paws dont give a sh-t we got a new pup will not sign up with Healthy paws I will pass on them
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1

out of 5

POSTED: | BY: Brandie Gonzales

Beware of premium increases

They raised the premium for my two young healthy dogs by $16 one year after my first dog started coverage and 8 months into my 2nd dogs policy. I've filed zero claims. They get you in with the low rate and the spike up the premium. I don't recommend. Also customer service could care less. All they do is give you a copy and pasted answer.
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5

out of 5

POSTED: | BY: Suzanne O'Neill

Great Pet Insurance

So simple to submit claims and they are quick to review and reimburse your vet bills. We are very happy to have this insurance plan in place for our Golden Retriever.
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5

out of 5

POSTED: | BY: Judi Hart

Highly Recommend

This is my first and only experience with pet insurance but so far I am a big fan! The app is super easy to navigate, it takes 3 seconds to submit a claim and reimbursement is seamless and fast. Would highly recommend Healthy Paws Pet Insurance.
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5

out of 5

POSTED: | BY: Jen

Would Use Healthy Paws in the Future

I would 100% recommend Healthy Paws to any new pet owner. They are extremely easy to deal with, are quick to reimburse and provide easy to understand explanations of benefits. Our pup, Rosie, tragically came down with a very rare condition at just 4 years old. We did everything we could to try to safe her and Healthy Paws supported us through all of it. People often underestimate the lifetime expense of a pet. Knowing that the medical care of your furry loved one is covered by insurance is a huge relief when their health starts to decline. Thanks Healthy Paws!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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