Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Felicia Chantal

Price Gouging

2016 - $34.99 2017 - $39.59 2018 - $46.42 2019 - $55.46 35% INCREASE 2020 - $75.42 36% INCREASE 2021 - $102.57 193% INCREASE in total The excuse given every time: New technology, advancements in veterinary treatments, and overall claim costs are taken into consideration when assessing our rates. Premiums are determined based on the rates and rating rules filed and approved within each state’s Department of Insurance. _______________________________________________ 35% increase 2 years in a row now and without even having a sick pet. Age increase yes, but again, at 35%+ and increasing every year, it will be hundreds.
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5

out of 5

POSTED: | BY: Heather Staines

Makes a tough time a little easier

Recently, our pup Daisy needed to visit the emergency vet for a possible obstruction. We'd been through this twice before, so we were prepared for potential surgery. Thankfully, some re-hydration and an overnight stay did the trick. She emerged from the hospital none the worse for the wear. I submitted my claim to Healthy Paws through an easy drag and drop--it was that easy. We had an email in a few days and a check in hand a few days after that. It was great not to have to worry about the expense and to focus on getting our girl back on her feet!
5

out of 5

POSTED: | BY: Janice Johnson

Great Company!

This is a great company. Their app made it supper easy to submit my claim. I received the check within a week! Very satisfied with the price, ease and service!
5

out of 5

POSTED: | BY: Renee Sanders

Healthy Paws fan!

Working with the Healthy Paws claims team was amazing! I wasn't sure what to expect...this was my first time filing a claim.  The process was so simple and fast...great communication from Healthy Paws and then approval and a check was sent immediately.  I am so glad that I selected Healthy Paws for my dogs insurance.  I'm definitely a fan!
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5

out of 5

POSTED: | BY: Renee Sanders

Definitely a fan!

Working with the Healthy Paws claims team was amazing! I wasn't sure what to expect...this was my first time filing a claim.  The process was so simple and fast...great communication from Healthy Paws and then approval and a check was sent immediately.  I am so glad that I selected Healthy Paws for my dogs insurance.  I am definitely a fan!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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