Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Francesca Sedini

Healthy paws literally saved Betsy’s life

I cannot say enough good things about healthy paws. Without this insurance I wouldn’t have been able to afford to treat my dog’s pneumonia and I would have had to put her down or let her die. In the past month Betsy’s treatment has included emergency room visits, hospital stays, oxygen chamber , meds, X-rays , and blood work . The cost to date is close to $10,000 and still counting. I charge the visit and file the claim immediately. I have been receiving claim payments deposited directly into my bank account within 2-3 days of filing the claim. The coverage amount is unlimited. The things that are not covered are the office visits/consult and the typical well care like vaccines and prevention. That is small concession to make to have all the other benefits. I had another Shihtzu prior to Betsy who had pet insurance from another company that started with a “V” . They always seemed to find a reason not to pay a claim. I urge anyone with a pet to consider this company. I have recommended them to many of my friends who have pets and they have been happy with them as well.
1

out of 5

POSTED: | BY: Julian G.

Please read BBB reviews before signing on with Healthy Paws

Make sure you search Healthy Paws on the Better Business Bureau prior to making any decision to sign on. The responses to customer complaints feel dismissive and sarcastic. Here are a few responses included in their replies to customers who have complained to th BBB and rated them with a 1 (lowest rating): "Give your babies big hugs from us." "Give your girl a big hug from us." "Please give your pup a big hug from us." "Give your baby a big hug from us" "Give your buddy a big hug from us." "We do our best to be transparent regarding annual premium increases by including this information on the "Frequently Asked Questions" page of our website. We are sorry to lose you as a policy holder and hope you and your pup stay well. The Healthy Paws Team" Remember, the customers complaining are taking valuable time out of their busy lives and feel compelled to write the BBB to file a complaint. Will this be you after a few years? When I started with them it was fine, the increases were fair but recent years it skyrocketed. It also became a struggle to get compensation, faced with impossible demands for documentation that thy claimed not to have from literally years ago. To me the skyrocketing yearly increases can easily cover the BBB fees in order to forgive and increase their ratings ... many Healthy Paws answers appear to be cookie cutter answers referring to their FAQ. If you are currently a customer and you felt that you were wronged by this company (or any company for that matter), or their reps made it extremely difficult to honor a legitimate insurance claim, I urge you to document and send your findings to your state's Attorney General office to investigate what they are doing. Its a hassle, but essential to provide documentation to keep this and others in this business honest.
5

out of 5

POSTED: | BY: Christina Miller

No hassle, totally reliable pet insurance

This insurance has been a god send! My dog has reoccurring uti’s,emergency surgeries and now has been diagnosed with cushings disease. I have 80% reimbursement and I haven’t had 1 issue. And starting claims are super easy.
5

out of 5

POSTED: | BY: Steve Schjoll

Helpful, concerned, prompt and personal follow-ups

Healthy Paws is always prompt, thorough and helpful. Filing a claim is quick and easy. Staff is very helpful in assisting with questions and checking in on our pets progress. There are several options for coverages and deductibles that help to make purchasing insurance satisfying. Claim payments are quick and fair.
5

out of 5

POSTED: | BY: Janice Johnson

Great company

Great company! Reasonable prices. Easy to use app and quick response! I did some research before choosing them. They got good customer reviews, and now I know why! Recently, my puppy got very sick and ran up some big vet bills. Even though I'm pretty techno challenged their app made it extremely easy to submit the claim. And I had the reimbursement check in less than a week! Highly recommend them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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