Healthy Paws | Pet Insurance Review

We’ve had Healthy Paws for the last 7 years. We adopted our dog when he was 2 years old. We decided to get pet insurance in case of any surgeries, emergencies or cancer. We wanted to make sure costs wouldn’t keep us from getting our boy the best care possible. He was about 5 when we got him enrolled. Monthly costs ranged from approximately $30-60 the first 5 years and then went from $70-90 the last two years. I think the increase is fair since the policy is aging as well as the pet. For the first 6 years we never met our deductible ($250/80%). Our dog has chronic ulcers and we paid everything out of pocket. Exam fees are not covered. Fast forward and our dog is 12 years old and we are faced with stage 4 nasal cancer. Prior to the diagnosis we were seeing the vet left and right and then oncologists and quickly met our deductible. We got our first claim very quickly and then signed up for direct deposit right into our account. We decided since we had insurance and had done extensive research, to travel out of state for SRT/SRS radiation. I would say total for this cancer journey we have paid approximately $13,000 and have received roughly $10,000 back. We truly believe Healthy Paws is totally worth the investment and are happy to report the radiation treatment went extremely well and our dog is doing great! Healthy Paws even followed up with us via email to see how our baby was doing. Their customer service is top notch. I’ve sent many emails throughout the years with questions and they are always so pleasant and helpful. We recommend them to everyone. There are a lot of choices out there. Make sure you research and understand what is covered and what’s not. The most heartbreaking decision is not whether to say goodbye to a beloved pet, but whether money is the deciding factor. Save yourself the heartache and get your pet insured!!!!

We’ve had Healthy Paws for the last 7 years. We adopted our dog when he was 2 years old. We decided to get pet insurance in case of any surgeries, emergencies or cancer. We wanted to make sure costs wouldn’t keep us from getting our boy the best care possible. He was about 5 when we got him enrolled. Monthly costs ranged from approximately $30-60 the first 5 years and then went from $70-90 the last two years. I think the increase is fair since the policy is aging as well as the pet. For the first 6 years we never met our deductible ($250/80%). Our dog has chronic ulcers and we paid everything out of pocket. Exam fees are not covered. Fast forward and our dog is 12 years old and we are faced with stage 4 nasal cancer. Prior to the diagnosis we were seeing the vet left and right and then oncologists and quickly met our deductible. We got our first claim very quickly and then signed up for direct deposit right into our account. We decided since we had insurance and had done extensive research, to travel out of state for SRT/SRS radiation. I would say total for this cancer journey we have paid approximately $13,000 and have received roughly $10,000 back. We truly believe Healthy Paws is totally worth the investment and are happy to report the radiation treatment went extremely well and our dog is doing great! Healthy Paws even followed up with us via email to see how our baby was doing. Their customer service is top notch. I’ve sent many emails throughout the years with questions and they are always so pleasant and helpful. We recommend them to everyone. There are a lot of choices out there. Make sure you research and understand what is covered and what’s not. The most heartbreaking decision is not whether to say goodbye to a beloved pet, but whether money is the deciding factor. Save yourself the heartache and get your pet insured!!!!

Our dachshund, Gretchen, has been covered by Healthy Paws for about 3.5 years now. They've been great throughout her coverage in reimbursing any claims we made. Recently, Gretchen had to have a major and unexpected back surgery to repair some herniated discs in her back. Healthy Paws covered the operation, which was a huge relief for our family. For major expenses like this that could be otherwise unmanageable for families, I'd recommend insurance and Healthy Paws specifically. The only negative i have regarding the service (and pet insurance in general) is that there really isn't a pre-clearance process - if you ask before a surgery, they really won't tell you if it is covered. However, given Healthy Paws relatively broad scope of coverage, we were confident the surgery, MRI, etc. would be covered and proceeded with the operation. We were correct and Healthy Paws promptly processed our claim and reimbursement. We're very satisfied and would recommend Healthy Paws with confidence to other pet owners.

Thank you Healthy Paws for a seamless transaction. I chose Healthy Paws because it was the top rated pet insurance. I chose the lowest deductible plan and the highest coverage. When my four year old dog suddenly could not walk and needed immediate back surgery, I almost forgot I had the insurance. The final bill would have put me in the hospital right next to my best friend if it wasn't for the insurance. Submitting the claim was easy, it took no more than 2 weeks, and once I was notified the claim was approved, it was direct deposit into my account a few days later. I believe if it safe to assume that if you are responsible enough to look for pet insurance, then you love your pet and would do anything for them, so choose a company with great reviews, like Healthy Paws. The process for the claim was easier than any claim I have ever submitted. I spoke with their customer service once, and it was a breeze. No hassles at all, claim coverage information was in plain sight, so there was no surprises. I have no complaints regarding the entire claim event. Thank you Healthy Paws for existing. I tell everyone who is looking for pet insurance, to choose this company. PS - The doggo mentioned above is getting stronger everyday :-).

I chose Healthy Paws because it was the top rated pet insurance. I chose the lowest deductible plan and the highest coverage. When my four year old dog suddenly could not walk and needed immediate back surgery, I almost forgot I had the insurance. The final bill would have put me in the hospital right next to my best friend if it wasn't for the insurance. Submitting the claim was easy, it took no more than 2 weeks, and once I was notified the claim was approved, it was direct deposit into my account a few days later. I believe if it safe to assume that if you are responsible enough to look for pet insurance, then you love your pet and would do anything for them, so choose a company with great reviews, like Healthy Paws. The process for the claim was easier than any claim I have ever submitted. I spoke with their customer service once, and it was a breeze. No hassles at all, claim coverage information was in plain sight, so there was no surprises. I have no complaints regarding the entire claim event. Thank you Healthy Paws for existing. I tell everyone who is looking for pet insurance, to choose this company. PS - The doggo mentioned above is getting stronger everyday :-).