5
out of 5
POSTED: | BY: JAN KETTERINGHealt
Healthy Paws is always there for Bruno
Healthy Paws Pet Insurance has always treated me and my dog with the greatest care and has always been there for Bruno.
4.9
out of 5
Number of reviews 10,775
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Donna
Healthy Paws is a great pet insurance…
Healthy Paws is a great pet insurance provider! I highly recommend this company. They offer quick and kind costumer service. The processing and reimbursement turn around time is very quick. Love them!
5
out of 5
POSTED: | BY: Donna Murray
Fantastic Service!
Healthy Paws Pet Insurance is a great pet insurance provider. I have had amazing customer service. All my claims have been quickly processed with short turn around time. I highly recommend Healthy Paws for your pet insurance provider.
1
out of 5
POSTED: | BY: SD in Pasadena, CA
BUYER BEWARE and FOLLOW-UP.
BUYER BEWARE.
I have been a loyal customer since 2012, insuring my 3 dogs for nearly $300/per month. I have been escalating a claim on a very painful ACCIDENT my dog sustained that knocked two teeth nearly out of his jaw. However, Healthy Paws continues to DENY the claim saying the tooth extractions that were necessary so my dog did not have to walk around with his two front teeth literally dangling by the nerves from his gums WAS ELECTIVE DENTISTRY. Monstrous treatment of a customer. The claim is 70% of $2300. After paying them nearly $30,000 over the past 8 years, I would not expect them to deny a claim for an ACCIDENT. That's the ENTIRE POINT of having insurance. Healthy Paws does NOT care about the health of your pet. They care about their profits. I am actually SHOCKED I paid this much over the years for such terrible service! Do yourself a favor and open a saving account for your dog's health and let it accumulate interest to pay out-of-pocket in the event of accidents or disease - you will come out ahead. DO NOT BUY THIS INSURANCE! Waste of money. Total scam, like ALL INSURANCE. It's a racket. Get yourself out of it.
04/07/21 ADDENDUM:
Interesting follow-up: After going back and forth with Healthy Paws for 4 encounters (you HAVE to keep at it or they hope you will just lose hope and patience and then simply go away), they have now UPPED my monthly premium because one of the reports from this dental visit listed my dog as a Wheaten Terrier (which is ONE of his breeds, most likely, but he is CLEARLY a mixed breed - most likely part Wheaten, part Mini Poodle, part West Highland terrier), and so now they want to reclassify him as purebred to gather a higher monthly premium. I have been asked to bother my vet (who has better things to do, like treat and save animals' lives), to send them a letter stating that he is a MIXED BREED, not purebred. They are determined to get my money one way or another. This will be the last pets I ever insure. Seriously, anyone reading this - put that money into an interest-bearing SAVINGS ACCOUNT and if your pets don't get sick, then you keep the money. And, if they do get sick or injured - you will have the CASH on hand to give them the medical treatment they need without haggling with a gatekeeper.
5
out of 5
POSTED: | BY: Ashwin Narasimhan
Healthypaws is a must have for any pet owner
I have had Healthy Paws for my Golden since he turned 5. He's now almost 11 and just in the past two years, we have had some meaty claims. Healthy Paws is easy to work with, all you need to file a claim is upload the invoice/receipt from the vet and that's it. Once direct deposit is setup, they deposit the reimbursement directly into my bank. In 6 years of being insured with them, I have yet to have a bad experience with a single claim. We recommend Healthy Paws to friends and neighbors alike.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.