Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Phyllis

Healthy Paws is an excellent, caring, and efficient pet insurance plan.

I have always been very very happy with the quick response of Healthy Paws Pet Insurance to my claims, with the concern that they demonstrate for my pet's well-being, and the overall affordability and comprehensive nature of their plan. My dog has had several serious surgical experiences and Healthy Paws has always showed concern and willingness to be of assistance however they are able.
5

out of 5

POSTED: | BY: Phyllis Perna

I have always been very very happy with…

I have always been very very happy with the quick response of Healthy Paws Pet Insurance to my claims, with the concern that they demonstrate for my pet's well-being, and the overall affordability and comprehensive nature of their plan. My dog has had several serious surgical experiences and Healthy Paws has always showed concern and willingness to be of assistance however they are able.
5

out of 5

POSTED: | BY: Barbara

Very reliable and fast reimbursement time

Fantastic company! Received, reviewed and reimbursed a very large claim within 3 days then followed up with a personal email inquiring about our pup. Highly recommend!!!
5

out of 5

POSTED: | BY: Gary Bernstein

Reliable and Honest

I have had 2 occasions where my Golden Retriever was seriously ill. Healthy Paws covered the entire treatment and sent me a check within a week. They are reliable and honest.
2

out of 5

POSTED: | BY: Mo

I used Healthy Paws and they doubled my rate…

I used Healthy Paws to cover my two rescued cats for 7 years and was happy with them, even though I knew their rates were higher than other pet insurance plans. Then, in 2021 my insurance suddenly doubled due to past “use.” Yes, that is what Healthy Paws said was the reason. This put me in a bind because one of the kitties had more health issues than the other so I could not get insurance for her under another plan and be assured her medical needs would be covered if linked in some way to her past medical issues that Healthy Paws covered. So now I’m paying $40+ for one cat and almost $76 for the other who remains covered by Healthy Paws. Look elsewhere! Shame on Consumer Affairs for the high rating!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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