Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Nicole Olivarez

Takes forever and then they close it stating they have no records when they do.

I have 2 dogs on the policy the first claim was easy. The second one took forever over a month then they disapproved stating they needed medical records when I called and confirmed several times that they need nothing. They NEVER responded to email on the customer service tab. I had to wait on the phone for ever each time I called in.
5

out of 5

POSTED: | BY: Georgia Kastrinos

Excellent personalized service!

I highly recommend this insurance company. I shopped around for the best coverage for the money and I am happy to day that Healthy Paws Has exceeded my expectations in putting a personal touch on claims handling and all communications. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Rob Elders

Buying Healthy Paws insurance was one of my best decisions ever.

Signing up with Healthy Paws has been one of the best decisions that I’ve ever made. They are great! I’ve had 7 dogs during my adult life and I have spent many thousands of dollars, often for unexpected and non-routine costs. For my newest dog, Sparky, I decided to try pet insurance and I liked the rates and terms of Healthy Paws the most. Unfortunately, Sparky has had ACL muscle tears for both of his rear legs about one year apart. Each surgery and related appointments costed around $5,000. A year or two ago, Sparky also needed stitches after being attacked by a large neighbor dog. For each of these unexpected costs, I submitted claims to Healthy Paws and they very quickly processed and paid them. Sparky had his most recent ACL surgery last week and I received a reimbursement for the majority of the costs within a couple days after I uploaded the invoice. Also, all that I had to do was easily upload the invoice. No other information or communications were needed. It couldn’t have been easier. I couldn’t recommend Healthy Paws any more than I do! They are great!
5

out of 5

POSTED: | BY: Rob Elders

Signing up with Healthy Paws has been…

Signing up with Healthy Paws has been one of the best decisions that I’ve ever made. They are great! I’ve had 7 dogs during my adult life and I have spent many thousands of dollars, often for unexpected and non-routine costs. For my newest dog, Sparky, I decided to try pet insurance and I liked the rates and terms of Healthy Paws the most. Unfortunately, Sparky has had ACL muscle tears for both of his rear legs about one year apart. Each surgery and related appointments costed around $5,000. A year or two ago, Sparky also needed stitches after being attacked by a large neighbor dog. For each of these unexpected costs, I submitted claims to Healthy Paws and they very quickly processed and paid them. Sparky had his most recent ACL surgery last week and I received a reimbursement for the majority of the costs within a couple days after I uploaded the invoice. Also, all that I had to do was easily upload the invoice. No other information or communications were needed. It couldn’t have been easier. I couldn’t recommend Healthy Paws any more than I do! They are great!
5

out of 5

POSTED: | BY: Andrew Thompson

Easy claim submissions and timely responses

So happy with Healthy Paws. Their online claim submission process is quick and easy. Responses and payouts are fast as well. Highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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