Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: BAHADIR ONAY

Marco loves Healthy Paws Pet Insurance

My puppy Marco is using Healthy Paws Pet Insurance. We are extremely happy with our choice. The enrollment process was so smooth. Just 5 minutes. No drama, no complications... After 8 months we made our first claim for Marco’s emergency care. Making a new claim couldn’t be easier, we just share the photo of the invoice and that’s it. Although it was our first claim, it took just 3 days to get an answer and complete the process. I can highly recommend Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: M. W.

Healthy Paws has been wonderful

Healthy Paws has been wonderful. Timely payment of claims and great explanation of coverage.
5

out of 5

POSTED: | BY: Melissa

Healthy Paws is the best.

I would highly recommend Healthy Paws for dog/cat insurance.
5

out of 5

POSTED: | BY: Krystoverson

Couldn’t be more satisfied!

We’ve had Healthy Paws since we brought them home our 3 Bengals as kittens, and we’ve had 4 hefty claims in 5 years. Each time, the claims process was painless and we were not paid quickly. Over $10K saved so far! Best insurance company ever.
5

out of 5

POSTED: | BY: Eunice W.

Healthy Paws has been a lifesaver

Healthy Paws has been a literal life-saver for us. Our dog was diagnosed with osteosarcoma last December and had to have a hind leg amputation. He then had complications after surgery requiring a lengthy hospital visit, and after recovering, has been on very expensive chemo medications. We chose the plan that covers 80% of eligible costs, and Healthy Paws has been quick and completely reliable in covering that amount. The claim submission process is super easy with the phone app (basically, take a picture of your hospital invoice, upload it, you're done) and then we receive email notifications that a claim is in process, and then a few days later another email explaining the benefits. Shortly after that, a check arrives in the mail. Since December, I've probably thought "Thank god we have Healthy Paws" hundreds of times. We had the policy for many years before using it, and I actually considered canceling it. I am so, so relieved we kept it. Illness strikes without warning, as it did for our boy. If it weren't for Healthy Paws, he probably wouldn't still be with us.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review