Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Natalya Volkov

Disappointment

0/10 recommend. Healthy Paws was taken over by Chubb and everything went to absolute hell. My dog's premium increased, by $10 per month, but that was just this year. Each year there were significant increases. But this year her benefits got worse. The deductible went from $250 to $500 and coinsurance from 80% to 70%. Get your pet a high yield savings account because to choose whether your animal lives or dies because you can't afford premiums is disgusting. What used to be a company I recommended every single time has become one I am ashamed of. I hate this for us as consumers and for our sweet pets as patients.
4

out of 5

POSTED: | BY: Fanny Schwartzman

Considering supporting when needeing the most the insurance

I’ve been happy with my coverage in previous years, which is why I’ve stayed with your company. However, this year I noticed several changes that have been difficult for me: my deductible has doubled, my coverage has decreased, and my monthly premium continues to increase. I completely understand that adjustments can happen over time, but experiencing all of these changes at once has been challenging—especially at a time when I may need my insurance the most. It’s left me feeling concerned about whether my current plan is still the best fit. I would really appreciate it if you could review my policy and let me know if there are any options to improve my coverage or adjust the costs. I value the relationship I’ve had with your company and would prefer to continue with a plan that feels more balanced and supportive. Thank you very much for your time and assistance. I look forward to hearing from you.
5

out of 5

POSTED: | BY: Carl

Healthy Paws has saved both my dogs!

Healthy Paws has literally saved both our Golden Retrievers by helping to pay for major treatments and surgeries for a splenic tumor and breast tumors that we otherwise wouldn’t be able to afford. Their customer service has always been very helpful and friendly. Submitting claims is quick and easy, and payment of claims is very prompt. Both of my children have insured their pets (two dogs, one cat) with Healthy Paws based on my excellent experiences with the company.
5

out of 5

POSTED: | BY: Kimberly Neuwirth

Super easy and fast claim process

Super easy and fast claim process Our dog had to go to the emergency pet hospital last week. It was super easy for me to file the claim with Healthy Paws and we received a reimbursement within the week!
4

out of 5

POSTED: | BY: Lori Coughlin

Very easy to submit a claim

Very easy to submit a claim. They processs claims very quick . Received my reimbursement less than 2 weeks after my pet’s surgery.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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