Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jessica Nachtsheim

Good service

Although I am still waiting on an appeal everyone has been helpful. The payments were made quickly.
1

out of 5

POSTED: | BY: Tiffany Jourdain

Awful

Awful! Used companion, lemonade, pumpkin, anything but this company. They don’t speak English, they can’t interpret medical records versus claims, they’re very slow to reimburse and they keep canceling things or closing accounts. I have seven dogs on their account and I’m going to cancel my services with all of them and switched to a different company. Save yourself, and don’t use these people.
5

out of 5

POSTED: | BY: RBL

Fast claims and payout

Easy to upload documents along with fast claim processing and payout.
5

out of 5

POSTED: | BY: Baldwin Toy

claim process is simple and easy

claim process is simple and easy
4

out of 5

POSTED: | BY: Linda Tanner

Our dog broke her right upper canine on…

Our dog broke her right upper canine on a frozen jolly ball in our courtyard. Unknowingly we went to dog training and the dog trainer noticed her work ethic was poor and started looking at her from a distance. He noticed the missing canine. I left training immediately and went to a dog urgent care. The canine was cracked off to the gum yet there were still 1 inch of canine remaining in the jaw. An insizor was also broken. My girl needed surgery right away. We’ve had healthy paws for her entire life and she is six years old. Healthy Paws is a wonderful insurance plan to belong to. The only thing that doesn’t make sense to me is that rechecks are considered exams and are not paid for. To me if a pet has surgery, it is absolutely critical that the surgeon follow up and evaluate their work and make sure that their work is complete. In our case, one vet thought that there was a hole where maybe a stitch broke. We needed the surgeon to evaluate the mouth and the 11 disintegrating stitches. There was no hole when viewed under surgical lighting. No further procedures were necessary.Healthy paws should be paying for rechecks in certain cases and not just telling us that it’s considered an exam and therefore they will not pay. I don’t agree with this policy. I wish healthy paws would change it. Especially where surgery is involved. Thank you for listening, Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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