Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jay Holladay

Thank you Healthy Paws

Tremendous service and ease of use. Strong coverage. Easy to submit claims. Quick reimbursement. More years with my best friend.
1

out of 5

POSTED: | BY: Linda Quinn

I’ve had healthy paws since my dog was…

I’ve had healthy paws since my dog was a puppy. He is now 10 years old. I have gotten increases every single year. I have made maybe one claim in the 10 years. I’ve had it. They just raised my rates over 31%. It has become astronomical they have made money off of me for the last 10 years and now they claim as the dog is getting older, I might put in a claim for him and that’s why it keeps going up plus the price of care has gone up. I have gotten an increase every single year but I have never gotten an increase for over 31% now I’m in a bind because now the dog is older and I may eventually need the insurance but how much longer can I afford it? I feel like this is fraud just when you might need it they raise it so much that it becomes impossible to pay. No one should get pet insurance from this company.
1

out of 5

POSTED: | BY: Joan Brown

Do NOT use Healthy Paws Pet Insurance

Do NOT use Healthy Paws Pet Insurance. After 13+ years of paying extremely high premiums for 90% coverage with a $100 deductible, they are now cutting coverage to 70% and raising the deductible to $500 simply because my dog is older—with no option to keep the plan I paid for. This 70% / $500 plan is now the best they will offer me. They love to market “no cap on payouts” and fast reimbursement—but who cares if they pay quickly when they change your policy right when you need it most? I genuinely feel bad for people leaving glowing reviews who haven’t reached this stage yet. Those reviews may be accurate now—but when your pet gets older and you truly need the insurance, this is when Healthy Paws lets you down. This is not trustworthy insurance.
5

out of 5

POSTED: | BY: MNH

Great experience

Super easy to make a claim, they hold true to what they say they will cover, fast turnaround. Have recommended to many people!
5

out of 5

POSTED: | BY: OM

Healthy Paws Pet Insurance has been my…

Healthy Paws Pet Insurance has been my favorite pet insurance for three of my dogs. They are very professional. They promptly pay what is due, sometimes even in one-two days after receiving the invoice.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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