Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: John Galasso

Claims paid quickly

They are always responsive and claims are paid in a timely manner. I have been a client for over ten years.
5

out of 5

POSTED: | BY: Peter Abitante

Surgery for my dog, Ollie.

Extremely efficient process. Whenever I've had a followup question after submitting a claim, it is always answered promptly. Wish my own health insurance carriers were this efficient.
5

out of 5

POSTED: | BY: Rachel H

Healthy Paws reminds us why pet insurance is so valuable

Healthy Paws was responsive and supportive during my dog's recent hospitalization and surgery for a broken femur. Knowing we had their insurance coverage allowed us to proceed with all of the numerous medical care he required. There were zero surprises with what they covered and they were timely and helpful throughout the process. So happy we have them!
1

out of 5

POSTED: | BY: Adele M

200%+ rate increase, lower reimbursement rate

After being loyal customers for 9 years, the rates for my dog have gone up over 200%, and the deductible increased and reimbursement rate decreased. Extremely disappointing how healthy paws is punishing pet owners for their failure to plan for aging pets and making it unaffordable for those with elderly pets to get health insurance, because any other option will leave pre existing conditions uncovered.
5

out of 5

POSTED: | BY: customer

BEST PET INSURANCE EVER

have had Healthy Paws Pet insurance for years… I would highly recommend It to everyone. With my last dog, he had to have 2 TPLO's done And Healthy Paws covered everything no questions asked. With my most recent dog he got into a toxin of some sort and was extremely ill. I took him to the emergency vet and he ended up in the ICU for over 3 days. Having Healthy Paws gave me the peace of mind that no matter what Ruger needed I would be able to have done. It's comforting to know that when my dog was so sick and we weren't sure how it was going to turn out that I was able to give him the best chance without the worry of how I was going to pay for it. I'm happy to report that I brought Ruger home almost 2 weeks ago And he is just about back to his happy healthy self. Our cost were Just about $3000 for his stay and treatment at the emergency vet hospital and Healthy Paws covered all but my coinsurance. I paid the bill upon picking him up and within 24 hours. The money was back in my account. So if you want the peace of mind of not having to worry about, can I afford this for my pet or not I suggest Healthy Paws Pet Insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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