Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: William Harling

Procedure was covered like we were…

Procedure was covered like we were initially informed by HP’s. Claim was processed in a timely manner. Best decision we ever made for Lily’s health. Thanks so much!
5

out of 5

POSTED: | BY: Karen J

Claim processing, direct deposit and use of the Healthy Paws app

I have had Healthy Paws insurance for 5 years and never had to file a claim. My dog injured himself and needed TPLO surgery. I have filed claims using their app which is easy to navigate. I am impressed by how quickly they are processed. I submitted the claim for Colt's surgery the day of the procedure. The claim was approved the next day and the funds were deposited in my checking account.
5

out of 5

POSTED: | BY: Jade

Best decision ever

Getting pet insurance was one of the best decisions we’ve made for our dog. It’s one of those things you hope you won’t have to use but feel extremely grateful to have once you actually need it. Our dog has been in and out of the vet and ER for the past 20 days and Healthy Paws not only covered 80% of almost everything (after our deductible was met) but they did it extremely fast, in a matter of days. I couldn’t not recommend it enough!
5

out of 5

POSTED: | BY: Aleksandr Galustyan

We enrolled our Australian Labradoodle…

We enrolled our Australian Labradoodle with Healthy Paws Pet Insurance 10 years ago, starting when he was just two months old, and have maintained the policy ever since. Over the years, Healthy Paws has supported us through multiple medical events, including therapy and a costly surgery a few weeks ago. We’re grateful for their reliability and consistent support, and we highly recommend Healthy Paws to any pet owner seeking trusted coverage.
5

out of 5

POSTED: | BY: Wendy Z

Healthy Paws Pet Insurance is a must!

Healthy Paws Pet Insurance has been a total game-changer for us. When my cat Ollie faced multiple medical crises: he was hospitalized four times after becoming allergic to his initial treatment for a bout of nausea/vomiting - and no one could figure out what was wrong at first, which was terrifying and so were the vet bills we were racking up. Thankfully we got a second opinion, and this doctor realized the allergy and was able to treat it. Healthy Paws came through for us during this already difficult time.. They reimbursed 80% of the costs, and honestly, it made a stressful time a lot easier to bear with their quick turnaround on reimbursements and ease it was to upload receipts and medical records. I can’t recommend them enough. Ollie and I are so grateful!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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