Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jeff Gillingham

Healthy Paws is awesome

Healthy Paws is awesome! I’ve had it for my 12 year old dog Mason since he was a puppy and it’s helped me out multiple times over his life but especially from the moment he was diagnosed with cushings disease. Having Healthy Paws gives me the peace of mind that whatever happens to Mason, I know I have great quality insurance for him and won’t have to make tough financial decisions. Do right by your dog people! Give them the coverage and health they deserve!
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3

out of 5

POSTED: | BY: Dawn Schmidt

No customer loyalty

I jave maily had good experiences with healthy paws. We have been with them for 7 years and now our policy is changing. It understandable that changes to future policies may need to be made. Current customers should be grandfathered in to the policy they have. Very disappointed with the changes and no loyalty to customers.
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5

out of 5

POSTED: | BY: Laurie H

Healthy Paws has been excellent

Healthy Paws has been excellent! I have had them for over 8 years and never had an issue with a claim. Their service is fantastic. My two dogs ended up with issues and I will never go without pet insurance in the future if I can help it. I HIGHLY recommend HP.
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5

out of 5

POSTED: | BY: Stuart Wagonfeld

Great experience all the way around

The claim process was very simple and the coverage protected me exactly as it was intended. I couldn't ask for more from an insurance company.
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5

out of 5

POSTED: | BY: Gary Breen

Thankful to have Pet Insurance

We were so thankful to have pet insurance when our 4 year old doodle had a stomach emergency and spent two nights in an emergency hospital. The bill was over $6200 and Healthy Paws simply asked for the medical notes from the hospital and they issued payment without a delay.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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