Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Vanessa Viera

I have nothing bad to say about healthy…

I have nothing bad to say about healthy paws. I’ve had them since my dogs were puppies (2019 and then 2nd policy in 2021). I have the 80/20 plan with $500/$250 deductibles and the price is still great. I’ve just submitted a tremendous bill for my dogs emergency surgery and within 2 days the money hit my account (almost $9800!). My other dog has allergies and they cover his allergy injections every month as well. They’ve processed claims as fast as same day. I recommend them to everyone I know or meet that has an animal. The one or two times I’ve had to call everyone has been helpful and friendly. I couldn’t ask for a better plan.
5

out of 5

POSTED: | BY: Kimberly Rafko-Caldwell

Healthy Paws makes claims easy from…

Healthy Paws makes claims easy from start to finish. We have used them for 7 years for both of our dogs.
5

out of 5

POSTED: | BY: Joy

happy with our coverage

They responded to my claim very quickly and explained everything in detail. We are very happy with our coverage.
5

out of 5

POSTED: | BY: Lisa Langmo

Excellent support from Healthy Paws

Excellent support from Healthy Paws! Reimbursement was very quick which gave me one less thing to worry about in a serious illness with my pet. I was able to focus on Scout getting well.
5

out of 5

POSTED: | BY: Jane C.

They are very thorough and follow up…

They are very thorough and follow up afterwards.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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