Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Sean O'Connor

HIDDEN TERMS BEWARE

Healthy Paws denied claims over 90 days. They say it's posted but it must be hidden because we can't locate it. I was being treated for medical disability(cancer) causing late submission. Extremely disappointed, had three dogs covered-I will not have a fourth. Beware !
5

out of 5

POSTED: | BY: Barry Goldstein

Filing claims is quick and easy

Filing claims is quick and easy. Processing time is also quick.
2

out of 5

POSTED: | BY: HK

Healthy Paws was one of the best, now its cost prohibitive.

Healthy Paws was one of the best! Good coverage and claims response. Cost increases were acceptable, at about 10% per year. Then, suddenly, the rates have more than doubled. My daughter who also has her dog insured with HP, reported the same doubling of her rates. What gives?
1

out of 5

POSTED: | BY: Proper Tragic

Quiet Price Increase

My policy has increased 40%. I noticed on my card statement and was shocked because I never received an email. It was not until I checked my healthy paws account that I noticed the notification. I do not recommend this company. I thought my 40% increase was bad, I’m seeing others who have had an increase upwards of 100%. Also, some of the most recent positive reviews seem off….
5

out of 5

POSTED: | BY: Linda

Healthy Paws claims processing

Healthy Paws processes claims very quickly I’m very happy with them

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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