Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Only getting a star because it's required not because it's earned. My son recently submitted two claims for our dogs, both of which were denied. How you acquired a spot in the top ten for pet insurance is beyond me. You don't cover well visits, which I find absurd. And now that the claims will be held on file, my pup that had a cyst checked you'll list it as a preexisting condition and have the right to deny any claims again.
The policy is under my sons name, Michael Giuliano. The dogs are Maggie and Gypsy. Maggie was in for a well visit. And Gypsy was the one that had the cyst issue. I just have to ask, since both claims were denied and you now have a record of the cysts, are they going to be considered a pre existing condition that you can deny again? If you could let me know about that I would appreciate it, because I don't want any additional surprises.
My dog is diagnosed with glaucoma and lens dislocation, and healthy paws has been really helpful in giving me quick reimbursement for the money I paid for surgeries, medicines, etc. I am really glad that I have this insurance to help me through this tough time. Highly recommended insurance company.
My dog is diagnosed with glaucoma and lens dislocation, and healthy paws has been really helpful in giving me quick reimbursement for the money I paid for surgeries, medicines, etc. I am really glad that I have this insurance to help me through this tough time. Highly recommended insurance company.
5
out of 5
POSTED:
| BY: Judy Thomas
Testimonial
Dear Healthy Paws,
I am 68 years old, disabled and on social security. The love of my life is in your care. My heart is in your hands.
Without Healthy Paws, my little boy, Dude, would have had to be euthanized because I could not have afforded the doctors who are healing him. I live a simple life. It’s just Dude and me, 24/7 buddies. We wake up together, walk together, play together and fall asleep peacefully together. When Dude started having unexpected problems, Healthy Paws was right beside me, making it possible to pull him through. I would have been shattered without Healthy Paws.
I was prepared to exhaust all my meager savings to keep Dude alive. I was prepared to lose my house to save him. Healthy Paws prevented me from financial ruin and saved my best friend.
My best advice to people who love their pets: Protect your “heart” with Healthy Paws insurance:
If you don’t have insurance, and you are researching, STOP as soon as you find Healthy Paws and enroll.
If you already have Healthy Paws insurance, do a good deed, and refer others to sign up.
Healthy Paws reps pick up every phone call. The reps are compassionate. They have pets of their own and they listen and wrap their arms around you. They understand what you are going through and the fear you feel. They are efficient and get your claims moving through the system to the right people. They turn around reimbursements quickly and they deliver exactly what they promised you when you signed up with them.
What does the future hold for me and Dude?
During Dude’s stomach surgery, they discovered the source of his previous health problems. He has a liver shunt that is preventing his liver from working properly to filter toxins and bypassing blood flow to his liver, damaging it. He is scheduled for one last surgery, which will restore his liver so that Dude will “live a long healthy life.” Dude is in God’s hands now, with the help of the skilled hands of his surgeon. Healthy Paws is still by my side.
My hope is this. I will dutifully pay my premiums every month for the rest of my life and NEVER HAVE TO UPLOAD ANOTHER CLAIM. Dude will be healthy and he will live a long life. I will watch him “sashay” down the sidewalk like he used to. He and I will wrestle with his kitty sock puppet again. And every night, like he always does, he will wrap his arms around my neck and he’ll fall asleep on my head.
Thank you, Healthy Paws. You did all this for me and much more.
Judy Thomas
This is the best company I have ever had for my pet insurance. Unlike other companies I have dealt with, this company pays out your claims promptly and without endless excuses to reduce the amount of the payments. When you sign up for a 10 percent deductible, you get back a full 90% of your vet fees. Other companies I have dealt with manage to come up with various exclusions bringing down their claim payments to only around 50% on a 90% plan. In fact, I recently had vet bills of over $30,000 dollars for my two sick dogs, one receiving cancer treatments and the other needing major knee surgery. Healthy Paws paid me the full 90% of some very expensive claims. They even sent an email asking how my dog was doing after the knee surgery. You can’t buy better pet insurance than this. I’ll stick with Healthy Paws for all my future pet insurance needs. You should give them a try.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
