Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,179

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Deborah

Claims

I submitted claims by fax, and the next day the claims were approved and check mailed to me. We are very pleased with the ease of submitting claims and very rapid response and payment. I also appreciate that an email was sent to me asking how our dog was after her surgery.
5

out of 5

POSTED: | BY: Tayler

Healthy Paws is great!

I have been with Healthy Paws for about 8 years now and I couldn’t be happier with the service I receive. I honestly have never had any issues with them and have only ever spoken to a rep maybe once when my dog was between 1-2 years old, I submit everything online and use the website every time. Each time my dog is at the vet (and we are there a lot due to her on going allergies and skin irritations) I submit her claim right away and I always get reimbursed for what’s allowed with no issues. She recently just had TPLO surgery and I was able to get that money back within 3-4days!! Very happy with that haha. I also elected for the 90% reimbursement rate so I get the most back each time. I submit everything online and don’t have any issues. They have helped me and my pup for a long time now and we couldn’t be happier!
5

out of 5

POSTED: | BY: Derlene Bustos

I highly recommend healthy paw…

I highly recommend healthy paw insurance if you have a pet. We’ve had Otis our Frenchie for about a year and half. I cannot stress enough how much healthy paws has helped financially with Otis’ medical expenses. When Otis had an emergency healthy paws insurance personally reached out to us to see how he was doing. Thank you so much Health Paws team! Otis and our family appreciate you so much!
5

out of 5

POSTED: | BY: Gavin Feinberg

Healthy Paws has been great

We have 2 dogs and have had Healthy Paws Pet Insurance for over 3 years. The have been great! They make it very easy and convenient to submit claims and they process and pay them fast. When you sign up with them, they make it very clear what is and what isn't covered, so we haven't had surprises with any claims we've filed. I've had dogs all my life but these are the first ones that I had insurance for. And when an issue does arise it's always stressful but having insurance gives me some peace of mind.
5

out of 5

POSTED: | BY: ROrden

All around great

Terrific product, caring people, fast claims. Amazing piece of mind to cover large unexpected expenses for a totally reasonable monthly charge.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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