Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sarah Winters

Surprise Kidney Stone Surgery

I got my puppy rescue terrier/chihuahua in 2016 and started paying for pet insurance because there was a lot of scary foot traffic in my busy neighborhood. I paid a reasonable cost, starting at something like $19/month and going up to $35/month as my dog got older. Fast forward to 2021, and my dog uncharacteristically started peeing in the house. (We guessed maybe it was a UTI.) I took her to the vet and found out it was a kidney stone, and that it was too big for her to pass. She needed surgery. The total surgery cost something like $2500, but Healthy Paws reimbursed me. This was a huuuuge help -- it would have been a huge blow to my finances to have to pay for it all out of pocket. Healthy Paws is communicative and their interface is incredibly easy. So thankful that I decided to get Healthy Paws so many years ago! If you don't have it, I recommend getting it right away -- before it's too late!
1

out of 5

POSTED: | BY: Susie

Crazy high change to premiums.

I have had healthy paws for many years and insured many dogs. Many things are not covered and if they could be, as of late, healthy paws finds a way to not cover any of the costs. Despite being a loyal customer, they significantly raised their monthly premiums. This was disappointing and not doable with what they cover (actually don't). I will be looking for a different company.
5

out of 5

POSTED: | BY: Debra Amore

Fast and caring service

I love Healthy Paws! They processed my claim so quickly and followed up with emails inquiring how my dog was doing.
5

out of 5

POSTED: | BY: customer

Very Satisfied with Healthypaws

I signed up with Healthypaws based on recommendations from friends and my dog's vet. they processed my claims quickly and fairly and kept me as a satisfied customer. I recommend getting pet insurance and Healthypaws for that.
5

out of 5

POSTED: | BY: Anthony Brown

I have filed numerous claims for a…

I have filed numerous claims for a sickly accident prone dog, all paid without a glitch! 5 star 🌟🌟🌟🌟🌟 company!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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