Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Leslie W

Healthy Paws = Great Outcome

My old-lady dog recently had to spend 4 days at the veterinary ER hospital. This wasn't the first time Healthy Paws has earned my 5-star rating, but it's the time when I was most worried about my girl. It was a huge relief to tell the vets to do everything she needed to get better. Having Healthy Paws in my corner meant she could get the best care, not only the care I could afford on my own. She's home and recovering now, and Healthy Paws helped make that happen.
5

out of 5

POSTED: | BY: Leslie Wainger

Thank You, Healthy Paws, for Making Sure My Girl Got the Best Care

I've had Healthy Paws insurance from back when hardly any pet insurance existed and they've never failed me. My old-lady dog recently spent 4 days in the veterinary ER hospital. I was worried for her, but I never once had to worry about affording the best possible care for her, and that meant so much for both of us. Now she's home and recovering, and I couldn't be more thankful that I had Healthy Paws in our corner.
5

out of 5

POSTED: | BY: Daniel Baker

If you love your furbabies, you need to get them insured by Healthy Paws Pet Insurance

Healthy Paws Pet Insurance was the best decision and best investment I've made to provide care for my fur-babies. I am extremely pleased with Healthy Paws Pet Insurance: -excellent coverage -excellent customer service, -easy to file claims -quick claim processing -fast reimbursement via direct deposit. Please, if you have an animal companion, I implore you to investigate pet health insurance - and I think you'll agree that Healthy Paws Pet Insurance is the best choice. I strongly encourage you to get pet health insurance while your animal companion is young and healthy and has no pre-existing conditions. The older they get, the more difficult to get good coverage. When each of my dogs were young, I locked in 90% reimbursement with an annual deductible of $100 with no lifetime limits with healthy paws pet insurance, Each month, I paid the premium. I didn't have may claims for injuries or illness back them. But trust me, as your dog gets older, you will be thankful you have pet health insurance from them. Recently, one of my dogs had to go to the emergency clinic. It turned out he had a large tumor that needed to be removed and his intestines resected. A two week hospital stay, including surgery, diagnostics, cancer screenings and oncology treatments racked up $40,000 real quick. Want to know what was also real quick? Healthy Paws Pet Insurance. Want to know who is home with me bright-eyed and alert and playful? My dog. Thank you Healthy Paws Pet Insurance. Between our three dogs, Healthy Paws Pet Insurance has reimbursed probably $65,000. A price tag we couldn't afford without health insurance to insure that our furbabies received the healthcare they needed. Multiple times for each of these dogs, Healthy Paws Pet Insurance was the difference between euthanasia and having our furbabies continue you with us with a high quality of life.
5

out of 5

POSTED: | BY: Lori Neft

Choose HealthyPaws , it’s a kind, thoughtful, efficient and very easy insurance company to work with.

I wish all insurance companies were this easy to work with! HealhyPaws was there when we needed them, with efficiency, speed, and surprisingly, such kindness! They genuinely care about our pets and their health, with supportive words and well wishes, I am pleased, and believe it is worth it.
5

out of 5

POSTED: | BY: Sarah W

Surprise Kidney Stone Surgery

I got my puppy rescue terrier/chihuahua in 2016 and started paying for pet insurance because there was a lot of scary foot traffic in my busy neighborhood. I paid a reasonable cost, starting at something like $19/month and going up to $35/month as my dog got older. Fast forward to 2021, and my dog uncharacteristically started peeing in the house. (We guessed maybe it was a UTI.) I took her to the vet and found out it was a kidney stone, and that it was too big for her to pass. She needed surgery. The total surgery cost something like $2500, but Healthy Paws reimbursed me. This was a huuuuge help -- it would have been a huge blow to my finances to have to pay for it all out of pocket. Healthy Paws is communicative and their interface is incredibly easy. So thankful that I decided to get Healthy Paws so many years ago! If you don't have it, I recommend getting it right away -- before it's too late!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review