Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: antonios arvelakis

The best bet insurance

have been my insurance for my dig fit 7 years now . i think they are the best pet insurance out there
5

out of 5

POSTED: | BY: Slammy

You need pet insurance!

Our pup was diagnosed with IVDD in April of 2025 followed by IMPA in November. The medical journey he has been on would be unmanageable without pet insurance. HealthyPaws has paid out more than $50k dollars for my pet alone in 2025. My claims were processed quickly and without issue. I cannot recommend HealthPaws enough. THANK YOU SO MUCH FOR SAVING MY BOY
5

out of 5

POSTED: | BY: Jenn

Healthy Paws is the BEST

We love healthy paws and have been with them for almost 5 years now. All 3 of our dogs are insured through them. They are excellent to work with and reimbursements are quick and easy. We will never go without pet insurance and always recommend healthy paws to anyone that asks!!
5

out of 5

POSTED: | BY: Michael Wilson

Awesome experience with Healthy Paws

I can’t believe how fast I was reimbursed for my dogs surgery. Submitted the receipts on Monday morning and received confirmation and direct deposit on Wednesday. Thank you much for the great service.
5

out of 5

POSTED: | BY: Jeffrey

Healthy Paws is always responsive to…

Healthy Paws is always responsive to our needs and reimburses us promptly. This is especially important as our boy is prone to a variety of health problems. I highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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