Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Elizabeth Jordan

Healthy Paws is the best!!!

I've been a loyal customer of Healthy Paws Pet Insurance for 7 years now and I can't express how great they are. All my questions and claims are always addressed right away. Knowing how much medical expenses can be for our pets is very stressful. I’m extremely grateful knowing that I can quickly & easily submit my bills online and have a fast turnaround. They're the best!!!!
5

out of 5

POSTED: | BY: Mark Boucher

Great pet insurance and affordable

Healthy paws covered 90 percent of everything pre and post operations, all her medicine as well as taking care of all our claims in a timely matter without any issues or asking for further information. Chloe's procedures cost over 15K and Health Paws didn't hesitate in processing her claims. Our dog Chloe started with mild cataracts at age 4 1/2 and this turned quickly into severe glaucoma by age 5 1/2. She ended up with numerous procedures, one was to remove the eye that she was blind in as well as suffering in pain from the severe eye pressure, she had to undergo multiple procedures to save her remaining eye with numerous Emergency visits to drain her eye to relive the pressure and inevitably had a shunt placed in her eye but this also didn't work and she ultimately had to have her other eye removed. Chloe is doing great she still has her spirit plays and navigates the house like she can still see and is no longer in pain. Healthy paws is awsome and I'm glad I originally made the right choice.
5

out of 5

POSTED: | BY: Kathleen Ramos

Easy, Reliable and Affordable

When we welcomed home our dog, Charlie, just under two years ago I already knew what pet insurance to sign up with, Healthy Paws! My sister had already had Healthy Paws for her dogs and told me about how easy and affordable it was. She had already filed a claim and was quickly reimbursed. I had the same experience. I was able to get 90 percent coverage and only a $100 deductible for a comprehensive plan that was very affordable. My dog Charlie had no health issues until a couple weeks ago when he suddenly started acting different and vomiting all day. I rushed him to the emergency Vet which is very costly. Healthy Paws paid me back within days of submitting my claim. The app is very easy to use! A week or so later, they reached out to me to check on my pup who luckily is all better! I can't tell you what peace of mind I had while I was with him at the vet knowing he'd be covered! It was heartbreaking over hearing others with no coverage trying to figure out what to do since they couldn't afford treatment.
5

out of 5

POSTED: | BY: Kathleen Ramos

Easy and Affordable

When we welcomed home our dog, Charlie, just under two years ago I already knew what pet insurance to sign up with, Healthy Paws! My sister had already had Healthy Paws for her dogs and told me about how easy and affordable it was. She had already filed a claim and was quickly reimbursed. I had the same experience. I was able to get 90 percent coverage and only a $100 deductible for a comprehensive plan that was very affordable. My dog Charlie had no health issues until a couple weeks ago when he suddenly started acting different and vomiting all day. I rushed him to the emergency Vet which is very costly. Healthy Paws paid me back within days of submitting my claim. The app is very easy to use! A week or so later, they reached out to me to check on my pup who luckily is all better! I can't tell you what peace of mind I had while I was with him at the vet knowing he'd be covered! It was heartbreaking over hearing others with no coverage trying to figure out what to do since they couldn't afford treatment.
3

out of 5

POSTED: | BY: Anton Kuchar

Raising premiums

Didn’t have to make a claim fortunately, but I don’t like the fact that fixed term life insurance is not really fixed. They keep raising premium every year even without making any claims

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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