Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Judy Ho

Great & Caring Customer Service

First time having health insurance for a pet and so happy we did. Everyone I've talked to has been extremely caring for both myself and our new pup, Luther. At just 5 months, we took Luther to an emergency vet to check on a tummy issue which Healthy Paws helped pay for after a deductible. Soon after that claim was resolved, Luther was hit by a car and taken to the emergency vet again. Healthy Paws was able to help pay up to 80% of it as per our health insurance and also checked in on how Luther was doing after the claim had already gone through. Truly great customer service and we will be continuing using their health insurance. Thank you for thinking of Luther!
5

out of 5

POSTED: | BY: Rev. Charles B. Baron

Great Experience with Healthy Paws Pet Insurance

My Pomeranian Bruno Bear had a one night $2500 hospital stay for gastroenteritis. Healthy Paws covered $2100. They paid the claim quickly and directly into my bank account. Just make sure Healthy Paws has your pet's medical records.
5

out of 5

POSTED: | BY: Sonya

I signed up for Healthy Paws insurance…

I signed up for Healthy Paws insurance when we first got our puppy, 4 years ago. She hasn't had any serious medical issues so had not had to file a claim until recently. Edie unfortunately punctured her eye causing an ulcer. Being a Boston Terrier, her eye would not heal on its own and required surgery to try and place a graft to assist in it's healing. That surgery was pricey ($3k) and was unsuccessful which then required another surgery to remove her eye (another almost $4k). It was a stressful and traumatic experience for all of us and I was equally stressed about filing my first claim and how it would go However, Healthy Paws made a stressful part of an already stressful experience, so easy and stress free! They even emailed to follow up on how Edie was feeling after her surgery. Highly recommend!
5

out of 5

POSTED: | BY: Sonya Duran

Great Experience

I signed up for Healthy Paws insurance when we first got our puppy, 4 years ago. She hasn't had any serious medical issues so had not had to file a claim until recently. Edie unfortunately punctured her eye causing an ulcer. Being a Boston Terrier, her eye would not heal on its own and required surgery to try and place a graft to assist in it's healing. That surgery was pricey ($3k) and was unsuccessful which then required another surgery to remove her eye (another almost $4k). It was a stressful and traumatic experience for all of us and I was equally stressed about filing my first claim and how it would go However, Healthy Paws made a stressful part of a stressful experience, so easy and stress free! They even emailed to follow up on how Edie was feeling after her surgery. Highly recommend!
5

out of 5

POSTED: | BY: Wendy Ulibarri

Amazing company

Thank you so much to Healthy Paws for their quick claims processing. Our pup had to have 2 TPLO surgeries in one year. Healthy Paws was very supportive of us and processed the claims so quickly. They then followed up with emails to check on her to be sure she was doing well and to see if they could do anything else for us. Wonderful company, wonderful people!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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