Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jihyun

Thank you Healthy Paws!

My dog has a negative reaction from one of the medications during the day so we urgently went to ER vet twice a day. The first visit invoice was $1,400 and the second visit invoice was around $1,700 because my dog was hospitalized for 15 hours. The total cost was $3,100 and I submitted claims right away. (Claim submission is very easy, take 1 min!) After then, I reimbursed 70% of the invoice which was helpful. This year, my dog visited several times of vet and ER and luckily we got the 70% reimbursement after the annual deduction. I recommend pet insurance if your dog is 4 years older... I think better to register before moving to the senior stage.
5

out of 5

POSTED: | BY: Lynne

Emergency hospitalization and surgery for a collapsed lung

Emergency hospitalization and surgery on a young otherwise healthy dog. Expensive, very and not an expected cost. Thank goodness we have Healthy Paws to help. They told us what we needed to send, filing was easy, they let you know how the claim is progressing and you get a check or direct deposit in a reasonable time frame. Highly recommended!
5

out of 5

POSTED: | BY: Michael

Healthy Paws Does it Right

Healthy Paws makes it easy to submit a claim. Once the claim is submitted they communicate with you regarding the status of the claim. They have always been fast in moving the claim through their system and issuing reimbursement. They are a quality company.
5

out of 5

POSTED: | BY: Lynne

Healthy Paws, truly a lifesaver!

When you pet has a sudden emergency having good insurance helps ease the anxiety of the situation. My 4 yo Irish setter’s R lung collapsed suddenly. He was in critical care and had to have surgery. It was a very stressful time but knowing we had Healthy Paws helped a lot! They let you know what you need to send, filing was easy and they let you know how the claim is progressing. We got our check in a reasonable time frame. Would definitely recommend Healthy Paws, it’s so worth it!
5

out of 5

POSTED: | BY: Maureen Ward

I have had Healthy Paws for four plus…

I have had Healthy Paws for four plus years and they have never disappointed me! My 4 year old dog recently required TPLO surgery and they provided direct pay to the surgeon, without this financial support and option, this surgery would not have been possible! They changed my dogs quality of life.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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