Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Casey Beck

I am glad I got pet insurance!

Healthy Paws has been great! We were unsure about getting pet insurance but did so anyways just to be on the safe side. I am so glad that we got it for our pup. We found out that he had torn ligaments in both hind legs and needed surgery on both. Without Healthy Paws, we would not have been able to afford the care our pup needed!
5

out of 5

POSTED: | BY: Casey Beck

We are glad we got pet insurance!

Healthy Paws has been great! We were unsure about getting pet insurance but did so anyways just to be on the safe side. I am so glad that we got it for our pup. We found out that he had torn ligaments in both hind legs and needed surgery on both. Without Healthy Paws, we would not have been able to afford the care our pup needed!
5

out of 5

POSTED: | BY: Steph

ACL/CCL Coverage - Easy and Fast!

When my dog tore his CCL (ACL) at age 3 I was very concerned that we would not be able to afford his surgery and his rehab that would help optimize his recovery. We got Healthy Paws pet insurance when he was a puppy and thankfully that covered everything up to 90% after we met our deductible (met this very quickly with the cost of surgery). Not only did they easily cover the surgery without any push back but they also have been covering his physical therapy. They covered physical therapy both before surgery (water treadmill and laser therapy) to keep him strong before surgery and now they have continued to cover physical therapy after surgery. The surgery was 4700 dollars and they covered 90% of this and then PT is about 1000 dollars per 8 sessions and they are also covering 90% of this. We uploaded our bill and vet notes on the day of surgery and I had a direct deposit within days into my bank account for the reimbursement. Over the years they have also been easily putting minor issues towards his deducible without pushback (allergies, a skin infection from his seasonal allergies, etc.). I cannot recommend getting pet insurance enough - it has helped us so much through this surgery.
5

out of 5

POSTED: | BY: Desiree B.

Company that cares about your pet…

I’ve been with Healthy Paws for over 2 years. Claim submissions are fast and easy. Recently our Homer boy had to have life saving surgery to address his breathing issues, the cost was close to $7K. Any questions I had regarding my policy was addressed with a quick call to a friendly customer rep. After surgery I submitted my claim and within days I was reimbursed 80% of Homer’s surgery. Healthy Paws was even kind enough to check on Homer and his recovery. Great customer service by people who really care about your pets. This surgery would not have been possible without pet insurance. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Gisely

Quick claims process

I currently have used Healthy Paws with my two rescues. One of my babies has been having stomach issues and dental issues. Healthy Paws has answered and paid all of the claims really quickly. I am super happy with having both of rescues insured under Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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