Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Melanie Boss

Best insurance!

Our sweet goldendoodle just recovered from a major abdominal surgery. Without Healthy Paws, we could not have provided her with the care she needed. Healthy Paws paid 90% of our claim. We were so relieved. With a daughter in college, this was a blessing. The claim process is super easy and I love the app! Healthy Paws gives us peace of mind when making medical decisions for our sweet girl. I highly recommend this insurance!! It’s very affordable!
5

out of 5

POSTED: | BY: Jen

The best of the best!

I have been using Healthy Paws for my two English Bulldogs for the past 6 years and they have been nothing short of amazing. Bulldogs are prone to health problems and my two are no exception. Once I hit my annual deductible, Healthy Paws covers 90% of most of our vet bills which has helped me tremendously on numerous occasions. They are super quick to complete my claims and reimburse me almost immediately. If I ever have a problem or dispute with any of my claims they listen to my concerns and even reversed a denied claim for me when realizing that there was an error. They are reliable, honest, friendly and extremely accommodating and I couldn't recommend them more! I sleep better at night knowing that no matter what, my fur babies are in good "paws" :)
5

out of 5

POSTED: | BY: Laura Siener

Healthy Paws pet insurance has been…

Healthy Paws pet insurance has been amazing and the best investment I’ve ever made.I purchased it a little over a year ago for my healthy one year old husky and used it once shortly after initial purchase when Tahoe ingested a toxic mushroom in our yard and ended up in the ER and spending over a day in ICU.I was reimbursed within 2 weeks after submitting invoice and medical records.Then sadly last month Tahoe started with bizarre neurological symptoms landing him in the ER twice in 2 days each time being admitted for blood work, x-rays, medications and even a head CT.The local ER vets concluded that he would need a specialist for a mri of his spine which was locally not available.After traveling several hours to a Neurologist for a MRI and spinal tap Tahoe was diagnosed with Wobbler’s disease and would need surgery to stop the spinal cord compression.I already applied well over $8000 to my credit card and we have not even seen the surgeon yet.Healthy paws has already delivered checks for over $4000 thousand this month and the rest is in the mail.Without this surgery Tahoe would be in constant severe pain and shortly become paralyzed and honestly I’m not sure I could afford the surgery especially after already spending $8000.I hate to even think of the decisions I’d have to make if I did not have Healthy Paws insurance.After this surgery Tahoe will live a long , normal and pain free life. Customer service reps are very easy to get a hold, I never wait long on hold , they are very friendly and very knowledgeable.
5

out of 5

POSTED: | BY: Jen S

Healthy Paws paid for pup's hip surgery

When we first adopted our pup 2 years ago, we debated if pet insurance is worth the cost. In the end, we decided to do it, and I'm so glad we did. While our dog was young and healthy when we adopted her, we couldn't have possibly predicted all her healthcare needs, which included a parasite, an esophageal issue, eyelid surgery, severe allergies.. and most recently, a hip replacement surgery. In every case, the claims process has been so quick and easy, and payment came within days. It is such a relief to be able to make decisions for my pup just based on what is best for her, not having to worry about the cost. I know that her quality of life is so much better because of it! And it gives me peace of mind as well, knowing that we can care for her no matter what comes up.
5

out of 5

POSTED: | BY: Travis F

Healthy Paws has been a lifesaver

Healthy Paws has been a lifesaver for both my dogs. Knowing that I don't have to worry about overwhelming vet bills for my dogs is a tremendous relief. I've had to use the program a few times, and filing a claim is incredibly easy. It takes less than 60 seconds in most cases. I've typically had reimbursements processed within just a few days - even when the expense was larger due to a surgery. I'll never go without pet insurance again for my dogs!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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