Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Staci Miller

Can't say enough good things

We were with another pet insurance company that took three months to pay out one claim and fought us on it at every opportunity, so I switched to HealthyPaws. LIFESAVERS. Have paid out multiple claims fast (some completed in a single business day), never fought us, stuck to the policy, and have really quick and pleasant customer service. I will probably never use another pet insurance company again. Also pretty reasonably priced, since I have six animals!
1

out of 5

POSTED: | BY: Raoul Watson

Never again

Had this insurance for seven years. My last experience was a big disappointment that I cannot recommend this company. My beloved golden doodle became severely sick and was taken to an animal emergency room. Unfortunately they were not able to save her. After I sent in the bill nothing was covered. I would imagine the exam cost and lab work in the ER should be covered right? Nope. I’m too heart broken to make phone calls to fight for it. One the reviewer was spot on when he said that they would try to always deny your claims. Update: after this was posted, I did make a phone call to cancel my policy since my email to info at healthypaws was unanswered. The very nice lady from customer support did explain that the zero coverage was a result of a duplicate claim and that I should be receiving some reimbursement.
5

out of 5

POSTED: | BY: Elizabeth Young

Their customer service is great

Their customer service is great! And i had no issues with a big claim. I was surprised by how easy it was to get reimbursed for the big surgery
5

out of 5

POSTED: | BY: Angela G

100% recommended!!

I’ve had to submit several claims for our sweet puppy due to an illness and every claim was acted on quickly! I’ve told several people about healthy paws already but I’ll talk about it whenever given the chance! Worth the peace of mind even if your fur baby never has an issue (which I hope is the case) :)
5

out of 5

POSTED: | BY: customer

They really are the best paws down

I have tried others in the past, but Healthy Paws really is the best. The big draw for them, aside from speedy claims, is that they don't raise rates as your pet gets older and they don't kick you off at a certain age. They're pretty responsive by email, also. No idea how they do it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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