5
out of 5
POSTED: | BY: Warren Sears
Has reimbursed us for all of our…
Has reimbursed us for all of our surprise vet visits. Worth it many times over!
Read more on Trustpilot
4.9
out of 5
Number of reviews 10,767
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Loosey
Peace Of Mind
My dog Loosey had a few small growths on her gums, we had them removed and tested and they ended up being completely benign and not an issue but having healthy paws gave us peace of mind that even if something was wrong we would have a financial cushion. They also helped cover the cost of the testing.
5
out of 5
POSTED: | BY: RickNNYC
TPLO surgery!
My dog recently underwent TPLO surgery (Aug 2022), which as anyone who has gone through this, can be quite costly. I am thankful that Healthy Paws processed my claim exactly as stated in the policy, and without any stress. These situations with our fur-babies are stressful enough, as it is. My claim was processed efficiently, and I couldn’t be more pleased with Healthy Paws. I have recommended them for pet insurance throughout the years, as they are responsive, and hassle-free.
1
out of 5
POSTED: | BY: NevaSpend NoCheez
I do not recommend. Borderline scam.
I owned a Healthy Paws policy for several years and rarely ever got a dime back from them. There are absolutely better choices out there. Their deductibles are ridiculous and they do not cover wellness at all. They also raise premiums regularly. I would not recommend Healthy Paws to anyone.
1
out of 5
POSTED: | BY: Colin
Healthy Paws’ pet insurance is a scam.
Healthy Paws’ pet insurance is a complete scam. I paid $72/month for 5 YEARS and they denied every single claim I put in on some type of technicality. Literally I spent over $4,000 on premiums, and the first time I got a check, it was for a $101.90 bill, but I had a $100 deductible… so they mailed me a check for $1.90. Infuriating. Then when I eventually calmed down and tried to deposit it, apparently they void checks after 90 days, so my bank hit me with a $12 unpaid check fee. This company is the worst, premiums are a scam – just put your monthly $70 in a savings account for your pet and pay for stuff out of that.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.