Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,212

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Sheree

What a relief!!

This is the first time I have ever had pet insurance. I’ve had dogs my entire adulthood. I now have three active purebred dogs ranging in age from three to down to nine months. All of my dogs have been adopted or fostered for some reason after I adopted second one, when the veterinarian asked me if I had pet insurance, and I said, no, I went home and started researching. All of my other dogs have been quiet toy breeds, but these three are pretty wild and crazy. I always thought pet insurance was kind of a waste of money to be honest I had heard some stories in which pet insurance just didn’t really pay anything or that there was a huge deductible etc. When I got home from the vet, I started doing some research and landed on Healthy Paws Pet Insurance because of the deductible, premiums and no lifetime maximums. Not long after this we decided to foster a puppy. She appeared to be healthy and perfect. But after we had her for a few weeks it was clear she was having some issue. I took her to my vet who sent her to a specialist. She had have surgery. We were devastated. Not only were we so worried about our puppy, but we were worried about the money. Never have I been so grateful as I have been for Healthy Paws! They paid our claim so quickly and it was so easy. I just uploaded the receipt and the doctors note online and they sent me a check about three days later! I cannot say enough good things about them. I HIGHLY recommend healthy paws as pet insurance!!
5

out of 5

POSTED: | BY: Susan Thiel

Healthy Paws is by far the best pet…

Healthy Paws is by far the best pet insurance. Easy claim process leading to fast payments. Customer service is stellar!! I recommend Healthy Paws to every pet owner I know!
5

out of 5

POSTED: | BY: Sue

Healthy Paws is by far the best pet insurance.

Healthy Paws is by far the best pet insurance. Easy claim process leading to fast payments. Customer service is stellar!! I recommend Healthy Paws to every pet owner I know!
5

out of 5

POSTED: | BY: Trisha

Healthy Paws is an excellent insurance for your fur baby!

Healthy Paws is an excellent insurance company that provides reasonable insurance policies and great coverage for our dog Bailey. We have had a policy for our dog since we adopted her (Bailey) in 2016. Unfortunately she has been through 3 surgeries for cancer and HealthyPaws process for filing claims is easy and efficient. HealthyPaws always reaches out after a major procedure and asks how Bailey is recovering. Pricing is reasonable and even as our dog has aged the policy pricing does increase but nothing drastic; always reasonable. I recommend HealthyPaws! Best investment we have made to help us provide for Bailey.
1

out of 5

POSTED: | BY: Dave

HEALTH INSURER DOESNT PAY THE VET REALLY?

OMG! How dare a so called HEALTH INSURER not pay the doctor/ Veterinarian visit fee!! THe first thing you should do if you love your pet is run to your vet if your loved one is sick...Your child should go to the doctor. A company that discourages you from doing so cant possibly have your pets welfare in mind! Logical right? Many people struggle to pay health insurance premiums and dont have extra money to pay a vet. SO the pet doesnt go to the vet and Healthy Paws doesnt pay. GO FIGURE! Also Healthy Paws was sued on a class action basis. Once your pet has a PREEXISTING condition youre stuck. Healthy Paws raises rates...BOOM. If you love your pet...RUN AWAY DONT SUPPORT THIS COMPANY!!
1 comments

POSTED: | BY: Healthy Paws Customer Service

Dave, We're sorry that you were not satisfied with your plan. We do our best to be transparent throughout our website, during the enrollment process and in the plan documents available to each client in their online Healthy Paws account regarding the limited exclusions of our plan. Those exclusions are pre-existing conditions, preventative/routine care and the office visit fee (vet exam, emergency exam, recheck or consultation). Anyone visiting our website can see this information on our “Benefits, Coverage and Exclusions” page. By making the office visit fee (vet exam, emergency exam, recheck or consultation) part of the pet parent's financial responsibility, it allows us to offer a complete accident and illness plan.at an affordable monthly premium.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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