Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lisa

I believe Healthy paws is great…

I believe Healthy paws is great insurance for your Pet. Our dog had back surgery, that involved MRi, and two days in hospital. Now we have physical therapy. It's easy to submit invoices or doctors notes they need. The turn around time is not long. Healthy paws also sent me an email asking how our dog is doing. I don't know any insurance company who does that. I am very happy healthy paws helped us out. You never know when something goes wrong with your pet how things are going to turn out. I recommend this company. 😊
5

out of 5

POSTED: | BY: Juniper's mom

Best pet insurance

Our five year old cat swallowed plastic and became seriously ill with hepatic lipadosis. She had to be hospitalized. I've never been so happy to have pet insurance. She has made a full recovery. Healthy Paws was so responsive and sent reimbursement right away. I wish people health insurance worked as seamlessly. Thank you so much Healthy Paws.
5

out of 5

POSTED: | BY: Karen Thompson

Great Pet Insurance

I selected Healthy Paws in 2015 because it was rated as the best pet insurance company out there. The monthly rates are reasonable but my only complaint is that once your pet is older than 10 years old, the monthly rate increases each year. My 12 year old dog just had major surgery and I was impressed by how easy it was to file a claim and how quickly I was reimbursed. I was surprised that a human being answered the phone when I called from my vet's office to see if I needed pre-approval for the surgery. This is a great pet insurance company and I would recommend them to anyone.
5

out of 5

POSTED: | BY: Kim N.

Don't bother looking anywhere else

Look -- I don't typically write reviews, and yes, I get that saying that already sets this up to be suspect, but I can't stress how much I love and appreciate healthy paws. They've been covering my furbaby since he was a puppy, and he just turned 8 this year. In his short lifetime, he's had to have 2 major surgeries, in addition to a boatload of testing and other things I'm sure seem unpleasant for him. I have never had to worry about about making sure he gets the medical care he needs. Healthy Paws has ALWAYS processed my (numerous) claims quickly (usually less than 24 hours), and I've always gotten coverage payouts quickly as well (usually less than 24 hours after receiving claims processing notice). No coverage caps. Only reasonable policy exclusions. I've always found their coverage policies and prices to be fair as my dog has aged, and I plan to cover any/all pets in my care with them in the future.
5

out of 5

POSTED: | BY: Laura Webster

HealthyPaws shows caring in insurance

If you are on the fence about which insurance to get, get HealthyPaws. We have had HealthPaws for both of our pups for over seven years. This review is long overdue. When our 13-year-old puggle became suddenly ill, knowing we could focus on her and not have the weight of how much an emergency hospitalization was so helpful. From a business perspective, HealthyPaws has always reviewed the claims quickly and made payment in less than 10 business days (usually much faster), which is amazing. Then comes HealthyPaws humanity. After Zoe's unexpected visit, we received an email checking in asking how she was doing. *Never* in my human life, have I had an insurance company reach out to me after an unexpected illness. They do not only give you peace of mind to focus on the furry love of your life, by they care. They care about the furry ones they insure, and I am just not quite sure you can ask for more than that.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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