Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Hanhan Peinrev

unlimited annual coverage cap is a life saver!

I'm so glad I switched to healthy paws. Thanks to healthy paw's unlimited annual coverage, I can make the decision to proceed with surgery that costs over 30k after 90% reimbursement. It might be slightly more expensive than other insurance per month, but it definitely worth every penny of it! One day my cat was not eating for 3 days and was diagnosed with probable pleural effusion in an emergency. A median sternotomy was suggested and performed, which costs more than 30k in total. Thanks to healthy paw's unlimited annual coverage, I can make the decision to proceed with surgery without selling my car or getting a personal loan. Moreover, the payment was done within 10 days through direct deposit and I'm able to pay my credit card in time. Now I can tell my cat is a lot happier and more energetic than before. Definitely 5-star recommended!
5

out of 5

POSTED: | BY: Fan Wu

So glad I got this insurance!

I started the insurance shortly after I adopted my cat Pepper at 8 weeks, and it’s one of the best decisions I’ve made. Pepper is now almost 6 years old and this insurance has helped lots when she was diagnosed with diabetes last year, and when she needed surgery to extract teeth affected by resorptive lesions this year. It saved me thousands of dollars in total. I’ve thought about canceling when she was healthy, but I’m glad I didn’t and stuck with the plan. You never know what could happen to your pet. The insurance brings you a peace of mind.
5

out of 5

POSTED: | BY: Elliott Golbar

I have had Heathly Paws for my 7 year old since he was a puppy

I have had Heathly Paws for my 7 year old dog since he was a few months old. I'm a so happy that I did because my boy has unfortunately had a lot of health problems that required me to utilize his insurance plan. This January he was diagnosed with lymphoma and need to visit the oncologist weekly for chemotherapy treatments. Each treatment costs around $1K and Healthy Paws has never questioned any one of them, in fact the only time they did reach out about it was to see how he was doing with his treatments and to give some support. I have referred all the owners at my dog park to also sign up and they have all been equally happy with their coverage.
5

out of 5

POSTED: | BY: Laurie

I love Healthypaws pet insurance

I love Healthypaws pet insurance. They are reasonably priced. You can pick the amount of your deductible to make it more affordable for you. The deductible is yearly, not per incident. It is extremely easy to make a claim. The response time is quick. You just need to read the policy. They don't cover doctor's fee's or wellness visits but do cover 80% of covered expenses. My dog is being treated for her 2nd cancer diagnosis. Healthy paws has been wonderful and helps to make this treatment possible.
5

out of 5

POSTED: | BY: Jesse Rhinier

Health Paws pet insurance covered my cat for 2 expensive surgeries

I have used Health Paws pet insurance for both my dog and cat since 2017. My cat Pearl just went through 2 surgeries plus blood transfusions and many nights in ICU and the bills came to almost $35k. Yes, $35k. Healthy Paws covered the full 70% and I got all the $ quickly through direct deposit. I would highly suggest Healthy Paws and I will be a customer of theirs for many years to come!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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