Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
2

out of 5

POSTED: | BY: Liane

Customer service has declined

I have an earlier review for Healthy Paws that is very positive, because they really did provide good coverage for my pet. However, I've had way too much difficulty trying to cancel my insurance (after moving to Canada). I've been trying for a month and they just withdrew another payment from my bank account. Their customer service has really declined.
2

out of 5

POSTED: | BY: Bria Schecker

We loved Healthy Paws for years...not anymore

We loved Healthy Paws for years, but the last two rounds of premium increases have been absolutely unreasonable (over 150% increase each year!). I've tried everything to get someone to talk me through my options. I've been willing to compromise on our coverage levels, but every little change I make (even when reducing coverage) increases our premiums even more! I was promised a local manager for my region would call me on a specific day and time, and they never did. It's been two months and I never heard from them. I've spent hours on the phone trying to stay a customer, and I've gotten zero help or support. Healthy Paws used to be the most affordable for us. Now, they are the most expensive. They'll be losing us as a customer.
5

out of 5

POSTED: | BY: Jennifer

Healthy Paws always reimburses me…

Healthy Paws always reimburses me quickly for my pet's medical care. The process is simple and hassle-free.
5

out of 5

POSTED: | BY: Cindy Vu

Thank you Healthy Paws for your awesome…

Thank you Healthy Paws for your awesome Insurance. It has been a blessing for my chihuahua Kiki & me to have your INsurance since Dec 2020. My earlier claims were just basic heath care for Kiki. Filing claim are easy, service is excellent . Best of all, reimbursements are prom & without hassle. In August, 2022, Kiki has major surgery for his knee, the cost without Insurance would be prohibited. Fortunately, with Healthy Paws Insurance, Kiki was able to have surgery, the reimbursement for significantly amount was also promt & without hassle. I strongly recommend Health Paws INS for all pet owners.
5

out of 5

POSTED: | BY: Hanhan Truspi

unlimited cap is a life saver!

I'm so glad I switched to healthy paws. Thanks to healthy paw's unlimited annual coverage, I can make the decision to proceed with surgery that costs over 30k after 90% reimbursement. It might be slightly more expensive than other insurance per month, but it definitely worth every penny of it! One day my cat was not eating for 3 days and was diagnosed with probable pleural effusion in an emergency. A median sternotomy was suggested and performed, which costs more than 30k in total. Thanks to healthy paw's unlimited annual coverage, I can make the decision to proceed with surgery without having to sell my car or get a personal loan. Moreover, all the payments were done within 10 days (the fastest same day!) through direct deposit and I'm able to pay my credit card in time. Now I can tell my cat is a lot happier and more energetic than before. Definitely 5-star recommended!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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