Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jesse Rhinier

Healthy Paws covered my cat for 2 expensive surgeries

I have used Health Paws pet insurance for both my dog and cat since 2017. My cat Pearl just went through 2 surgeries plus blood transfusions and many nights in ICU and the bills came to almost $35k. Yes, $35k. Healthy Paws covered the full 70% and I got all the $ quickly through direct deposit. I would highly suggest Healthy Paws and I will be a customer of theirs for many years to come!
5

out of 5

POSTED: | BY: Mary Gay

I want to thank healthypaws for being so wonderful!

I want to thank healthypaws for the Outstanding service and loyalty to our dog, Blue. Albeit he is only 3 years old, he has had some health issues that have popped up and this insurance company has been a Blessing beyond! They are extremely easy to work with and pay very quickly with little hassle. Their communication is excellent, their service is excellent and I highly recommend Health Paws Pet Insurance. I have used others in the past and after using this company I am a forever client.
1

out of 5

POSTED: | BY: Binh Pham

Don't expect to get your money reimbursed. Only excuses.

Don't expect to get your money reimbursed. Only excuses. I had to cancel a policy for my dog today after more than 4 years paying for it. I did not even want to ask them to reopen my our claims for our dog's treatments because I had done that before through emails and phone calls. All I got back were excuses. My disappointment did not even start with the claims: I asked for a simple change of ownership of the policy to my daughter that never happened; I had to write emails and call to follow up, for weeks and months, on why it is not happening, and I got so tired of it and tell them just disregard the request. UPDATE: For Healthy Paws: Please find my chain of emails to you especially the one on 7/27/2022 where I provided, for the 2nd time, the last portion of requested records, and where I begged for the reopening of the claims. Since then I had called twice and the first rep. acknowledged you have all needed records. But the rep. on the call yesterday said no again. Your service is like a joke that costed me time and money. I really regretted signing up. The money spent should have gone directly to my dog's vet.
5

out of 5

POSTED: | BY: Mary Pettit

Aweomse rating them a 10 with Healthy Paws

I want to thank healthypaws for the Outstanding service and loyalty to our dog, Blue. Albeit he is only 3 years old, he has had some health issues that have popped up and this insurance company has been a Blessing beyond! They are extremely easy to work with and pay very quickly with little hassle. Their communication is excellent, their service is excellent and I highly recommend Health Paws Pet Insurance. I have used others in the past and after using this company I am a forever client.
5

out of 5

POSTED: | BY: Katie Favale

Healthy Paws for the Win

This policy has been a life saver. My 3 yr old dog has had 3 surgeries and Healthy Paws has been great for each one. They walked me through what would be covered before each surgery and then processed my claims quickly when I submitted them. They also send this email after you submit a claim and tell you to take care of your pet and they will contact you if they need more info. They also check in on your pet after surgery. The customer service, response time and coverage has been amazing! Hopefully I won’t need to keep using it this often but It really is nice knowing it’s there if I need it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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