Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lisa C.

I couldn't be happier with Healthy Paws!

I couldn't be happier with Healthy Paws. The coverage and reimbursements they've provided have exceeded my expectations. Filing a claim is very easy and the customer service is outstanding. As a mom to a Frenchie, this is incredibly reassuring. I highly recommend using them!
5

out of 5

POSTED: | BY: Lisa Cornwell

Healthy Paws is great!

I couldn't be happier with Healthy Paws. The coverage and reimbursements they've provided have exceeded my expectations. Filing a claim is very easy and the customer service is outstanding. As a mom to a Frenchie, this is incredibly reassuring. I highly recommend using them!
5

out of 5

POSTED: | BY: Margaret D

Healthy Paws Saved My Dog's Life

Healthy Paws has been a life saver, literally. My girl was diagnosed with lymphoma last year with a prognosis of just a few months to live. I opted to try the CHOP protocol which brought her into remission. She was able to go about 4 months once treatments were finished before starting again and is now in remission a second time and doing very well. We are coming up on 1 year since since her diagnosis and the extra *quality* time with her has been priceless. Other than needing a treatment every couple of weeks to keep the cancer at bay, she is still acting her normal, happy, playful, and loving self. I have cried many tears of gratitude for her Healthy Paws coverage. I highly recommend this pet insurance.
5

out of 5

POSTED: | BY: Margaret D

Healthy Paws Saved My Dog's Life

Healthy Paws has been a life saver, literally. My girl was diagnosed with lymphoma last year with a prognosis of just a few months to live. I opted to try the CHOP protocol which brought her into remission. She was able to go about 4 months once treatments were finished before starting again and is now in remission a second time and doing very well. We are coming up on 1 year since since her diagnosis and the extra *quality* time with her has been priceless. Other than needing a treatment every couple of weeks to keep the cancer at bay, she is still acting her normal, happy, playful, and loving self. I have cried many tears of gratitude for her Healthy Paws coverage. I highly recommend this pet insurance.
5

out of 5

POSTED: | BY: Liam MORRIS

Seamless claims and great peace of mind

Healthy Paws saved our cat. She was very sick and needed an extremely dangerous expensive surgery in order to save her life, as well as intensive care for about a week afterwards. With all of the worry going on, it was extremely comforting knowing we'd be reimbursed for most of the cost afterwards. We never had to deny any of the treatment on the basis of cost, and as a result our cat is still with us today. The process was simple -- we uploaded a PDF of the vet invoice and then a few days later had a deposit in our bank account. There was no back-and-forth, disputing of claims, etc. The only communication we received afterward was checking to see how our cat was doing, which was a nice gesture. Healthy Paws has been one of the more affordable options for us, and while it would be nice to have some extra things covered the current coverage is still incredible and painless to use.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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