Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: David Lam

Great Experience, outside of the usual pet insurance limitations.

After having Healthy paws for 5 years without much of a need for them, my dog began having spinal issues and IVDD surgery twice which I was billed $9k each time! The first time expensing it to Healthy Paws was a little bit of an effort since they do need the official full historical report from your vet before paying anything out. However, the second time was seamless--I had made 5 easy claims up to the point of the surgery and they quickly paid me out each time, all they need is the official invoices. Something important things to be mindful of that may result in disappointment--but I think these are the case with any pet insurance: 1. As far as I know--they do NOT COVER PRE-EXISTING CONDITIONS or VISITATION FEES. The first is a bummer, the latter can rack up without realizing it. 2. Once you make a claim, you can't change your plan, so you're either locked in, or go somewhere else that won't cover any new pre-existing conditions that occurred while covered here. Outside of these, Healthy Paws really has great customer service on the phone every time I've called, and they've paid out quite quickly and efficiently on every claim.
5

out of 5

POSTED: | BY: Jill Kidd

Excellent Insurance

I have been a customer for 5 years with my 3 dogs. Healthy Paws has been a life saver for us. I love the ease of submitting on line claims and how quickly they process claims and reimbursement where warranted.
5

out of 5

POSTED: | BY: Jess B.

12 years of Healthy Paws insurance

I have had healthy paws insurance for my dog since he was a puppy, he is now almost 12. Before this year, I’ve really only used insurance one time for a minor issue. However, I never wanted to cancel my plan because you never know when something can happen. Unfortunately, this was the year that something did happen and my fur-baby needed to have lifesaving surgery to remove a 7lb tumor in his liver and a splenectomy. We didn’t have to think twice about the decision or worry about the costs. Healthypaws quickly and easily reimbursed us for the surgery and even checked in to make sure our pup was okay. They didn’t try to question a line item or get out of reimbursing, they honored our plan and made one huge part of this super stressful time as easy as possible. I highly recommend all pet owners have insurance and I absolutely recommend that insurance be Healthypaws.
5

out of 5

POSTED: | BY: Jason Mazeski

We love Healthy Paws- 10 year customer!

We've had healthy paws for 10 years now with my dog. He just had his second ACL surgery on his leg. Healthy Paws has never hesitated to cover our medical bills and even send emails to check on our dog after surgery. And this is on top of finding out he was having some heart issues that we had to figure out before surgery, everything was covered. Its such a relief to be able to give our dog whatever health care he needs because we know we can count on Healthy Paws
5

out of 5

POSTED: | BY: Christine Mazeski

We love Healthy Paws- 10 year customer

We've had healthy paws for 10 years now with my dog. He just had his second ACL surgery on his leg. Healthy Paws has never hesitated to cover our medical bills and even send emails to check on our dog after surgery. And this is on top of finding out he was having some heart issues that we had to figure out before surgery, everything was covered. Its such a relief to be able to give our dog whatever health care he needs because we know we can count on Healthy Paws

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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