Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Anne Lynch

Spectacular

Spectacular. I adopted a dog. Only had him a month. His coverage went into effect 2 weeks later. One month after his adoption he got life threatening bloat and had major surgery. HealthyPaws to the rescue. Coverage was quick to cover and so simple to file. His surgery was Christmas nite emergent. I was so happy I had gotten the insurance. I already had it on my other pup. 2600 dollars saved and my dog is doing great. Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Dr. Jessica Mack

Look No Further Than Healthy Paws

Healthy Paws is affordable and reliable-and they provide professional services! Their site is user friendly, it is easy to submit a claim, and to check a status of a claim. When our sweet dog had emergency abdominal surgery, we felt assured knowing that most of the cost of the surgery would be reimbursed. More importantly, the team from Healthy Paws sent a separate email to us, inquiring about Pressley. They were genuinely concerned about her well being! Look no further than Healthy Paws for pet insurance!
5

out of 5

POSTED: | BY: raymond Lorenzo Jr

Kidney and bladder Stones in my 6.5 year old Morkie Lia.

Our little dog required surgery to remove a large kidney stone that had dropped into her uretha. The surgen needed to insert a stant to keep the uretha from collaspsing. He also removed the remaining stones in the kidney and bladder. Stones are very common in small dogs. Healthy Paws covered 90% of the cost which was a lot. They sent many emails inquring how Lia was doing. They answered all my questions and kept us informed on the progress of our claim.
5

out of 5

POSTED: | BY: Lea Vahnish

Best Pet Insurance

We are so lucky we have this insurance from small claim to a major surgery we receive a check in a very short time. they cover everything that was promised to be covered. and they also cared about my dog and checked on him after the surgery. It is a simple and very easy to file a claim and the customer service is the best!
5

out of 5

POSTED: | BY: Dave H Lam

Usual pet insurance annoyances, but perhaps the best of them...

After having Healthy paws for 5 years without much of a need for them, my dog began having spinal issues and IVDD surgery twice which I was billed $9k each time! The first time expensing it to Healthy Paws was a little bit of an effort since they do need the official full historical report from your vet before paying anything out. However, the second time was seamless--I had made 5 easy claims up to the point of the surgery and they quickly paid me out each time, all they need is the official invoices. Something important things to be mindful of that may result in disappointment--but I think these are the case with any pet insurance: 1. As far as I know--they do NOT COVER PRE-EXISTING CONDITIONS or VISITATION FEES. The first is a bummer, the latter can rack up without realizing it. 2. Once you make a claim, you can't change your plan, so you're either locked in, or go somewhere else that won't cover any new pre-existing conditions that occurred while covered here. Outside of these, Healthy Paws really has great customer service on the phone every time I've called, and they've paid out quite quickly and efficiently on every claim.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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