Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,046

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

VETERINARIAN: Monroe Town and Country

POSTED: | BY: Kristen

Great Service

Sadly our Siberian has epilepsy. This obviously results in many more trips to the Vet and/or emergency hospital. Healthy Paws has been there for us each step of the way. Filing a claim is super easy on their app and turn around time is reliable and fast. More than that, they check in on Duncan and truly care.
5

out of 5

POSTED: | BY: FRANCES CAYAO

Long time customer

I’ve had all my dogs with Healthy Paws, and what I like with them is the ease of claim and their efficient response to each claim. They also provide a clear and detailed explanation of the reimbursement, which charges are covered and which aren’t.
5

out of 5

VETERINARIAN: Sage Veterinary - Campbell & Tama Vet MILPITAS

POSTED: | BY: Frances

Long time customer/Reliable Insurance

I’ve had all my dogs with Healthy Paws, and what I like with them is the ease of claim and their efficient response to each claim. They also provide a clear and detailed explanation of the reimbursement, which charges are covered and which aren’t.
5

out of 5

POSTED: | BY: Alisha C

The absolute best!

The absolute best. Timely and responsive. And they even checked in on my sweet boy after his surgery. Don't put off getting pet insurance! Skip a few Starbucks trips during the month if you have to!
5

out of 5

POSTED: | BY: Hannah C

Such great insurance!

I can't recommend Healthy Paws enough! I've had their insurance for both of my dogs for years and it's the number one thing (and number one company) I recommend to all my friends and family who are pet owners. Their policies are clear, their site is easy, and it's so nice to know that you'll have one less headache to deal with when all you want to do is focus on your pet's health. My dog went in for surgery on Thursday, I submitted the invoice online in about 2 mins, and I had a direct deposit for my reimbursement on Monday. You can't get better service than that. I even got an email from the Healthy Paws team asking after my dog and wishing him a speedy recovery. Highly recommend!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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